645 SE 21st Pl, Ocala, FL 34471 Property Records

Marion County property record for 645 SE 21st Pl, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1987
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2020)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3055-001-014`

Property Details

APN / Parcel Number

Primary APN	`3055-001-014`
Alternative APNs	`2062193000` `2062193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	1,596 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	128 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	312 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	645 SE 21ST PL
City	OCALA
State	FL
Zip	34471-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 20 TWP 15 RGE 22 PLAT BOOK L PAGE 097 BELMONT OAKS BLK 1 LOT 14
Legal Range	22E
Legal Township	15S
Legal Section	20
Legal Subdivision	BELMONT OAKS
Legal Block	1
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1006
Census Tract	2303

Owner

645 SE 21st Pl is owned and occupied by an individual who bought it in June 2020.

Source: Marion County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	645 SE 21ST PL, OCALA, FL 34471-5301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Jul 12, 2011 · Amount on File
Deed Document Number	202062168
Deed Book / Page	7210 / 414
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 18, 2020
Property Address	645 SE 21ST PL, OCALA, FL 34471-5301
Document Number	0072100414
Book / Page	7210 / 414
Map Reference	MB L PG 97
Instrument Date	Jun 17, 2020
Instrument	2020062168
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2069 SE 37TH COURT CIR, 2069, OCALA, FL 34471-5697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 SE 21ST PL, OCALA, FL 34471-5301

Mortgage

Document Number	0007210416
Date	Jun 18, 2020
Instrument	7210/416

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 645 SE 21st Pl was $2,534 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,534.00 Homeowner's exemption	$170,839	$232,869 Land $50,880 Building $181,989
2023	$2,422.00 (+9.54%) Homeowner's exemption	$161,188 (+3%) Land $45,792 Building $115,396	$226,814 (+8.53%) Land $45,792 Building $181,022
2022	$2,211.00 Homeowner's exemption	$156,493	$208,997 Land $45,792 Building $163,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 SE 21st Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 SE 21st Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Ocala Fiber Network, Spectrum, Wire 3.

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