Butler County property record for 645 Schwartz Dr, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,107 sqft · built 1962 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Oct 2017) |
| Tax Bill | $2,774 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P6411-048-000-111 |
| Primary APN | P6411-048-000-111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Gross Area | 1,297 sqft |
| 1st Floor Area | 1,107 sqft |
| Game Room | Game Room |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 139 ft deep x 65 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 SCHWARTZ DR |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45013-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25432 ENT |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1001 |
Source: Butler County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 SCHWARTZ DR, HAMILTON, OH 45013-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 20, 2017 | Warranty Deed, Transfer · FHA Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on Record |
| Deed Sale | Oct 20, 2017 · Amount on Record |
| Prior Sale | Mar 8, 2006 · Amount on Record |
| Deed Document Number | 201741814 |
| Deed Book / Page | 9092 / 1476 |
| Prior Transfer Date | Nov 29, 2005 |
| Prior Transfer Doc | 0000090026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 645 SCHWARTZ DR, HAMILTON, OH 45013-1744 |
| Document Number | 0000023485 |
| Book / Page | 10375 / 658 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202623485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 645 SCHWARTZ DR, HAMILTON, OH 45013-1744 |
| Document Number | 0000023485, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 10375/658 |
| Instrument | 202623485 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Oct 20, 2017 |
| Property Address | 645 SCHWARTZ DR, HAMILTON, OH 45013-1744 |
| Document Number | 0000041814 |
| Book / Page | 9092 / 1476 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 2017-00041814 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 SCHWARTZ DR, HAMILTON, OH 45013-1744 |
| Document Number | 0000041815 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-00041815 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Hamilton City |
| Unified School District | Hamilton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,774.00 (+1.24%) | $65,240 (-) Land $9,830 Building $55,410 | $186,380 (-) Land $28,080 Building $158,300 |
| 2023 | $2,740.00 (+19.6%) | $65,240 (+41.64%) Land $9,830 Building $55,410 | $186,380 (+41.63%) Land $28,080 Building $158,300 |
| 2022 | $2,291.00 | $46,060 Land $9,830 Building $36,230 | |
| 2020 | $131,600 Land $28,080 Building $103,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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