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645 Sago Ln, Orlando, FL 32811 Property Records

Orange County property record for 645 Sago Ln, Orlando, FL 32811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,315 sqft · built 1996
Lot Size0.163 acres (7,116 sqft)
OwnerIndividual Name on File
Last Sale$64,000 (Oct 2014)
Tax Bill$1,091 (2025)
Deeds & MortgagesSep 2020 Transfer
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN31-22-29-8679-00-320

Property Details

APN / Parcel Number

Primary APN31-22-29-8679-00-320
Alternative APNs
  • 292231867900320
  • 375416
  • 380692
  • 385113

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,315 sqft Living Area
Gross Area1,996 sqft
1st Floor Area856 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,116 sqft (0.163 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address645 SAGO LN
CityORLANDO
StateFL
Zip32811-7960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTIMBERLEAF VILLAGE LOT 2 PH 1 31/90 LOT 32
Legal Range29E
Legal Township22S
Legal Section31
Legal SubdivisionTIMBERLEAF VILLAGE LOT 2 PH 1
Legal Phase1
Legal Tract8679
Legal Lot Number2,32
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2011
Census Tract14601

Owner

645 Sago Ln is owned and occupied by an individual who acquired it in September 2020.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address645 SAGO LN, ORLANDO, FL 32811-7960
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 6, 2020Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2014 · Amount on File
Deed SaleOct 23, 2014 · Amount on File
Prior SaleAug 3, 2006 · Amount on File
Deed Document Number2014542165
Deed Book / Page10824 / 4648
Last Transfer DateSep 15, 2020
Transfer Doc0000498660
Record UpdatedJun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateSep 24, 2020
Property Address645 SAGO LN, ORLANDO, FL 32811-7960
Document Number0000498660
Instrument DateSep 15, 2020
Instrument498660
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SAGO LN ORLANDO FL 328117960, ORLANDO, FL 32811-7960

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateApr 6, 2020
Property Address645 SAGO LN, ORLANDO, FL 32811-7960
Document Number0000217281
Instrument DateApr 3, 2020
Instrument217281
Transaction TypeTransfer
Record UpdatedMay 4, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 LAKE PAGE LN ORLANDO FL 32811, ORLANDO, FL 32811

Tax Assessment & Valuation

The 2025 property tax bill for 645 Sago Ln was $1,091, up 8.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,745 (+2.7%)$257,850 (-2.22%) Land $60,000 Building $197,850
2025$1,091.00 (+8.45%) Homeowner's exemption$88,359$263,700 Land $62,500 Building $201,200
2024$1,006.00 (+11.9%)
2023$899.00 (+4.9%) Homeowner's exemption$83,368 (+3%)$229,179 (+18.22%) Land $52,000 Building $177,179
2022$857.00 Homeowner's exemption$80,940$193,855 Land $45,000 Building $148,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Sago Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims26 (1993–2017)
Claims Outside the SFHA2 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 11 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Sago Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

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