645 S Walnut St, Gardner, KS 66030 Property Records

Johnson County property record for 645 S Walnut St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,750 sqft · built 2005
Lot Size	0.27 acres (11,777 sqft)
Owner	Individual Name on Record
Tax Bill	$5,797 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CP36300003-0023`

Property Details

APN / Parcel Number

Primary APN	`CP36300003-0023`
Alternative APNs	`0461372604309007000` `R196220`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,750 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	800 sqft
Unfinished Basement	110 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,777 sqft (0.27 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	156 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R196220
Street Address	645 S WALNUT ST
City	GARDNER
State	KS
Zip	66030-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GENESIS FARMS ADDITION NO. 1 LT 23 BLK 3 GAC 124 3 23
Legal Subdivision	GENESIS FARMS ADDITION NO. 1
Legal Block	3
Legal Lot Number	23
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2010
Census Tract	53712

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 S WALNUT ST, GARDNER, KS 66030-7504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 8, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020
Deed Sale	May 6, 2020
Prior Sale	Jul 20, 2006 · Amount on Record
Deed Book / Page	202005 / 2316
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	645 S WALNUT ST, GARDNER, KS 66030-7504
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005/3952
Date	May 11, 2020
Book Page	202005/3952

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	645 S WALNUT ST, GARDNER, KS 66030-7504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802/002087
Date	Feb 8, 2018
Book Page	201802/002087

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,797.00 (+4.34%)	$47,380 (+5.1%) Land $7,352 Building $40,028	$412,000 (+5.1%) Land $63,930 Building $348,070
2024	$5,556.00 (+4.32%)	$45,080 (+6.96%) Land $7,352 Building $37,728	$392,000 (+6.96%) Land $63,930 Building $328,070
2023	$5,326.00 (+8.34%)	$42,148 (+9.5%) Land $6,677 Building $35,471	$366,500 (+9.5%) Land $58,060 Building $308,440
2022	$4,916.00	$38,491 Land $5,566 Building $32,925	$334,700 Land $48,400 Building $286,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CO RWD 7 serves 6,457 people · EPA ID KS2009104
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Wisper ISP.

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