Kane County property record for 645 S Union St, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1927 |
| Lot Size | 0.9 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Dec 2009) |
| Tax Bill | $2,565 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-27-431-024 |
| Primary APN | 15-27-431-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.9 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 S UNION ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 88 FT LOT 6 BLK 8 GATES RESUBDN |
| Legal Subdivision | GATES RESUB |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 854301 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 S UNION ST, AURORA, IL 60505-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2009 · Amount on Record |
| Deed Sale | Dec 2, 2009 · Amount on Record |
| Prior Sale | Jul 10, 2007 · Amount on Record |
| Deed Document Number | 200989019 |
| Prior Transfer Date | May 8, 1998 |
| Prior Transfer Doc | 0000042238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 645 S UNION ST, AURORA, IL 60505-5321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 645 S UNION ST, AURORA, IL 60505-5321 |
| Document Number | 0000018365 |
|---|---|
| Date | May 31, 2024 |
| Instrument | 2024K018365 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 187 Months |
| Due | Dec 1, 2039 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,565.00 (+19.58%) Homeowner's exemption | $47,283 (+9.39%) Land $6,150 Building $41,133 | $141,906 (+9.39%) Land $18,457 Building $123,448 |
| 2024 | $43,224 (+26.25%) Land $5,622 Building $37,602 | $129,724 (+26.3%) Land $16,873 Building $112,851 | |
| 2022 | $2,145.00 (+2.73%) Homeowner's exemption | $34,237 (+7.41%) Land $4,583 Building $29,654 | $102,711 (+7.41%) Land $13,749 Building $88,962 |
| 2021 | $2,088.00 Homeowner's exemption | $31,875 Land $4,267 Building $27,608 | $95,625 Land $12,801 Building $82,824 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile, Watch TV.
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