645 S Union Rd, Westminster, SC 29693 Property Records

Oconee County property record for 645 S Union Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1994
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Jun 2018)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`324-00-04-017`

Property Details

APN / Parcel Number

Primary APN	`324-00-04-017`
Alternative APN	`50006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	50006
Old Parcel Number	324 00 04 017
Street Address	645 S UNION RD
City	WESTMINSTER
State	SC
Zip	29693-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-215 PG 4-CENTER TOWNSHIP
Legal Tract	C
Legal Block	4
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2002
Census Tract	30901

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 S UNION RD, WESTMINSTER, SC 29693-5703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	0023660319
Deed Book / Page	002366 / 000319
Record Updated	Jun 8, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 1, 2018
Property Address	645 S UNION RD, WESTMINSTER, SC 29693-5703
Document Number	0023660319
Book / Page	002366 / 000319
Instrument Date	Jun 1, 2018
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 S UNION RD WESTMINSTER SC 296935703, WESTMINSTER, SC 29693-5703

Mortgage

Document Number	37280270
Date	Jun 1, 2018
Book Page	003728/000270

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00	$9,615 (-) Land $2,083 Building $7,532	$240,371 (-) Land $52,070 Building $188,301
2023		$9,615 Land $2,083 Building $7,532	$240,371 Land $52,070 Building $188,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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