Callaway County property record for 645 S Summit Dr, Holts Summit, MO 65043 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,718 sqft · built 1949 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-36.0-20-008-001.004 |
| Primary APN | 25-07.0-36.0-20-008-001.004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 1,718 sqft |
| Basement Area | 1,288 sqft |
| Year Built | Built 1949 |
|---|---|
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 3,200 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2507036020008001004 |
|---|---|
| Street Address | 645 S SUMMIT DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 S6/493 PT N 1/2 NW 1/4 |
| Legal Tract | 1 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-07.0-36.0-20-008-001.004
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 645 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK |
| Oct 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2021 |
| Deed Sale | Oct 12, 2021 |
| Deed Document Number | 0000495539 |
| Deed Book / Page | 495 / 539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 645 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000247/708 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 247/708 |
| Instrument | 202107768 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Oct 12, 2021 |
| Property Address | 645 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452 |
| Document Number | 495/539 |
| Book / Page | 495 / 539 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 202107767 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 645 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (-2.48%) | $33,691 (-) | $177,320 (-) |
| 2024 | $2,100.00 (+0.05%) | $33,691 (-) | $177,320 (-) |
| 2023 | $2,099.00 (+2.49%) | $33,691 (+2.5%) | $177,320 (+2.5%) |
| 2022 | $2,048.00 | $32,870 Land $1,520 Building $31,350 | |
| 2021 | $173,000 Land $8,000 Building $165,000 |
Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 31% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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