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645 S Rutledge Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 645 S Rutledge Ave, Kankakee, IL 60901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.187 acres (8,175 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Aug 2023)
Tax Bill$4,612 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-17-06-206-003

Property Details

APN / Parcel Number

Primary APN16-17-06-206-003

Exterior

Lot Area8,175 sqft (0.187 acres)

Location & Zoning

Street Address645 S RUTLEDGE AVE
CityKANKAKEE
StateIL
Zip60901-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENOS 3RD SUB LOT 54 06-30-13W
Legal SubdivisionENOS 3RD
Legal Lot Number54
JurisdictionKANKAKEE IL
Township / Civil DivisionKANKAKEE
Census Block Group3
Census Block3034
Census Tract12100

Owner

Source: Kankakee County records · APN 16-17-06-206-003

Assessment roll updated April 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 S RUTLEDGE AVE, KANKAKEE, IL 60901-3413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 14, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleApr 04, 2016 · Amount on Record
Deed Document Number20237637
Prior Transfer DateAug 11, 2023
Prior Transfer Doc0202307637
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Recording DateApr 09, 2026
Property Address645 S RUTLEDGE AVE, KANKAKEE, IL 60901-3413
Document Number0000003868
Instrument DateApr 04, 2026
Instrument20263868
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 S RUTLEDGE AVE, KANKAKEE, IL 60901-3413

Mortgage

Document Number0000003868,
DateApr 09, 2026
Instrument20263868
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.99%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateAug 14, 2023
Property Address645 S RUTLEDGE AVE, KANKAKEE, IL 60901-3413
Document Number0202307637
Instrument DateAug 11, 2023
Instrument202307637
Transaction TypeTransfer
Record UpdatedSep 07, 2023
Title CompanyHOMESTAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address645 S RUTLEDGE AVE, KANKAKEE, IL 60901-3413

Mortgage

Document Number0202307638
DateAug 14, 2023
Instrument202307638
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Kankakee County records · Assessment roll updated April 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionKankakee Township
MunicipalityKankakee City
Unified School DistrictKankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,612.00 (-6.32%)$59,752 (+27.4%) Land $6,909 Building $52,843$179,256 (+27.4%) Land $20,727 Building $158,529
2024$4,923.00 (+3.36%)
2023$46,900 (+14.25%) Land $5,423 Building $41,477$140,700 (+14.25%) Land $16,269 Building $124,431
2022$4,763.00 Homeowner's exemption$41,051 Land $4,747 Building $36,304$123,153 Land $14,241 Building $108,912

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kankakee County (17091C), updated February 14, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170910121003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2018, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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