Lincoln County property record for 645 S Moore School Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,655 sqft · built 2021 |
| Lot Size | 21.7 acres (947,169 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,551 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-30-05-000-000-007.003 |
| Primary APN | 19-30-05-000-000-007.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,655 sqft Living Area |
| Basement Area | 2,655 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 947,169 sqft (21.7 acres) |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 645 S MOORE SCHOOL RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21.744 AC PT SE1/4 SEC 5 |
| Legal Range | 01W |
| Legal Township | 48N |
| Legal Section | 05 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 810203 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 645 S MOORE SCHOOL RD, TROY, MO 63379-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 645 S MOORE SCHOOL RD, TROY, MO 63379-4027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 645 S MOORE SCHOOL RD, TROY, MO 63379-4027 |
| Document Number | 002471/550 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2471/550 |
| Instrument | 2021014129 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Nov 1, 2051 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,108 (-) Land $6,450 Building $68,658 | ||
| 2025 | $4,551.00 (+6.08%) | $75,108 (+7.47%) Land $6,450 Building $68,658 | $395,310 (+7.47%) Land $33,950 Building $361,360 |
| 2023 | $4,290.00 (+6%) | $69,886 Land $6,128 Building $63,758 | $367,820 Land $32,250 Building $335,570 |
| 2022 | $4,047.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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