645 S Main St, Lima, OH 45804 Property Records

Allen County property record for 645 S Main St, Lima, OH 45804 · Last verified June 2026

Property Summary

Property TypeCommercial Office
Details7,054 sqft · built 1954
Lot Size0.942 acres (41,034 sqft)
OwnerCompany Name on File
Last Sale$127,500 (Feb 1993)
Tax Bill$10,249 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN37-3111-12-016.000

Property Details

APN / Parcel Number

Primary APN37-3111-12-016.000
Alternative APN
  • M3837311112016000

Interior

Stories1 Story
Building Area7,054 sqft Gross Area
1st Floor Area7,054 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area41,034 sqft (0.942 acres)
Lot Dimensions200 ft deep x 155 ft wide
Garage TypeDetached
Garage Area806 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address645 S MAIN ST
CityLIMA
StateOH
Zip45804-1241
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionW H ANDERSONS ADDITION LOTS 1986 1987 1988 1989 & 5 FT VAC ALLEY FF 205.00
Legal SubdivisionANDERSONS ADDITION
Legal Lot Number1986
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group1
Census Block1013
Census Tract13400

Owner

Source: Allen County records · APN 37-3111-12-016.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address645 S MAIN ST, LIMA, OH 45804-1241
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Deed of Trust, Mortgage · Line of Credit
OSGOOD ST BK
Nov 07, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 1993 · Amount on Record
Deed SaleFeb 26, 1993 · Amount on Record
Prior SaleJan 01, 1990
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address645 S MAIN ST, LIMA, OH 45804-1241
Document Number0000007191
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address645 S MAIN ST LIMA OH 458041241, LIMA, OH 45804-1241

Mortgage

Document Number0000007191
DateJul 17, 2019
Instrument7191
Lender
NameOSGOOD ST BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateNov 07, 2018
Property Address645 S MAIN ST, LIMA, OH 45804-1241
Document Number0000012614
Instrument DateOct 31, 2018
Instrument12614
Transaction TypeTransfer
Record UpdatedNov 19, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address645 S MAIN ST LIMA OH 458041241, LIMA, OH 45804-1241

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,249.00 (+0.27%)$208,740 (-) Land $7,140 Building $201,600$596,400 (-) Land $20,400 Building $576,000
2024$10,221.00 (+1.01%)$208,740 (+10.01%) Land $7,140 Building $201,600$596,400 (+10.02%) Land $20,400 Building $576,000
2023$10,119.00 (+0.17%)$189,740 (-) Land $6,480 Building $183,260
2022$10,102.00$189,740 Land $6,480 Building $183,260
2021$542,100 Land $18,500 Building $523,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Hanson Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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