Flathead County property record for 645 S Main St, Kalispell, MT 59901
| Property Type | Quadplex |
|---|---|
| Details | 8 bd · 4 ba · 2,208 sqft · built 1900 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,176 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0753643 |
| Primary APN | R0753643 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,208 sqft Total Area |
| 1st Floor Area | 2,208 sqft |
| Basement Area | 2,208 sqft |
| Finished Basement | 2,208 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Quadruplex |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Lot Area | 7,013 sqft (0.161 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000081093 |
|---|---|
| Street Address | 645 S MAIN ST |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4852 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | 5 |
| Legal Description | KAL, S18, T28 N, R21 W, BLOCK 096, LOT 013, L 13 & 14 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Subdivision | KAL |
| Legal Block | 96 |
| Legal Lot Number | 13,14 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Courthouse Historic District listed 1994 · 19 contributing resources · NRIS 94000879 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 603 S MAIN ST, KALISPELL, MT 59901-4852 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,176.00 (-30.6%) | $536,600 (-8.02%) | |
| 2025 | $536,600 (-8.02%) Land $189,750 Building $346,850 | ||
| 2023 | $6,017.00 | $583,400 | $583,400 Land $174,000 Building $409,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, MontanaSky Networks, Western Montana CommunityTel.
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