645 S Kisner Dr, Independence, MO 64056 Property Records

Jackson County property record for 645 S Kisner Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,736 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-210-01-08`

Property Details

APN / Parcel Number

Primary APN	`25-210-01-08`
Alternative APNs	`25200510900000000` `1693418`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	3,122 sqft
1st Floor Area	800 sqft
Basement Area	928 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	32 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	1693418
Old Parcel Number	25200510900000000
Street Address	645 S KISNER DR
City	INDEPENDENCE
State	MO
Zip	64056-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORIAN ESTATES 1ST PLAT LOTS 1-69---LOT 35
Legal Subdivision	VICTORIAN ESTATES 1ST PLAT
Legal Lot Number	35 69
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	11409

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 S KISNER DR, INDEPENDENCE, MO 64056-3071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Oct 8, 2019	Deed of Trust, Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020
Deed Sale	Jun 4, 2020
Prior Sale	May 22, 2015
Deed Document Number	2020E0045974
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	645 S KISNER DR, INDEPENDENCE, MO 64056-3071
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 S KISNER DR, INDEPENDENCE, MO 64056

Mortgage

Document Number	00E0107429
Date	Sep 29, 2021
Instrument	2021E0107429

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 4, 2020
Property Address	645 S KISNER DR, INDEPENDENCE, MO 64056-3071
Document Number	0000E45974
Instrument Date	Jun 1, 2020
Instrument	45974E
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 S KISNER DR INDEPENDENCE MO 640563071, INDEPENDENCE, MO 64056-3071

Mortgage

Document Number	E46090
Date	Jun 4, 2020
Instrument	46090E

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	645 S KISNER DR, INDEPENDENCE, MO 64056-3071
Document Number	0000E84868
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 S KISNER DR INDEPENDENCE MO 640563071, INDEPENDENCE, MO 64056-3071

Mortgage

Document Number	0000E84868
Date	Oct 18, 2019
Instrument	84868E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,012 (+15%) Land $5,147 Building $56,865	$326,380 (+15%)
2024	$3,736.00 (+2.36%)
2023	$3,650.00	$53,924 Land $5,616 Building $48,308	$283,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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