Bonner County property record for 645 S Camp Bay Rd, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 671 sqft · built 1960 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,636 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer |
| Flood Zone | Zone D (undetermined) |
| APN | RP00050000001AA |
| Primary APN | RP00050000001AA |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 671 sqft Finished Area |
| 1st Floor Area | 671 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 13,591 sqft (0.312 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Built-in |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 645 S CAMP BAY RD |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860-8049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 19-56N-1E CEDARSIDE LOTS E2 LOT 1 TAX 2 OF 19-56N-1E CPWRS |
| Legal Range | 01E |
| Legal Township | 56N |
| Legal Section | 19 |
| Legal Subdivision | CEDARSIDE LOTS |
| Legal Lot Number | 1,E2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950901 |
645 S Camp Bay Rd is owned by two individuals who acquired it in August 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 180 ECHO LODE, SANDPOINT, ID 83864-6692 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 |
| Deed Sale | Aug 18, 2026 |
| Deed Document Number | 20261065981 |
| Prior Transfer Date | Dec 22, 2014 |
| Prior Transfer Doc | 868343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 18, 2026 |
| Property Address | 645 S CAMP BAY RD, SAGLE, ID 83860-8049 |
| Document Number | 0001065981 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20261065981 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NORTH TITLE, NORTH IDAHO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 ECHO LODE, SANDPOINT, ID 83864-6692 |
The 2026 property tax bill for 645 S Camp Bay Rd was $2,636.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,636.00 | $642,550 (-2.46%) Land $532,650 Building $109,900 | $642,550 (-2.46%) Land $532,650 Building $109,900 |
| 2025 | $2,636.00 | $658,786 Land $532,650 Building $126,136 | $658,786 Land $532,650 Building $126,136 |
| 2023 | $2,539.00 | $593,165 Land $487,750 Building $105,415 | $593,165 Land $487,750 Building $105,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 S Camp Bay Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 S Camp Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.6% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
4G LTE (outdoors only), no 5G reported
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