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645 S 825 E, Layton, UT 84041 Property Records

Davis County property record for 645 S 825 E, Layton, UT 84041

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,461 sqft · built 1989
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on Record
Last Sale$452,200 (Jul 2024)
Tax Bill$2,389 (2025)
Deeds & MortgagesJun 2026 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-228-0078

Property Details

APN / Parcel Number

Primary APN11-228-0078

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,461 sqft Living Area
Basement Area343 sqft
Unfinished Basement343 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address645 S 825 E
CityLAYTON
StateUT
Zip84041-4374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionALL OF LOT 78, COUNTRY CREEK ESTATES SUB - PHASE 5. CONTAINS 0.14 ACRES
Legal SubdivisionCOUNTRY CREEK ESTATES SUBDIVISIONPHASE 5
Legal Phase5
Legal Tract5
Legal Lot Number78
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group4
Census Block4005
Census Tract125906

Owner

Source: Davis County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address645 S 825 E, LAYTON, UT 84041-4374
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 24, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE AMERICA MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Prior SaleOct 4, 2021 · Amount on Record
Deed Document Number20243579348
Deed Book / Page8543 / 212
Last Transfer DateJun 9, 2026
Transfer Doc009013/450
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDAVIS UT
Recording DateJun 9, 2026
Property Address645 S 825 E, LAYTON, UT 84041-4374
Document Number009013/450
Book / Page9013 / 450
Instrument DateJun 9, 2026
Instrument20263671521
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address645 S 825 E, LAYTON, UT 84041-4374

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAVIS UT
Recording DateOct 4, 2021
Property Address645 S 825 E, LAYTON, UT 84041-4374
Document Number7857/926
Book / Page7857 / 926
Instrument DateSep 28, 2021
Instrument3424306
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 S 825 E, LAYTON, UT 84041-4374

Mortgage

Document Number3424305
DateOct 4, 2021
Instrument3424305
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 1, 2046

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAVIS UT
Recording DateApr 24, 2018
Property Address645 S 825 E, LAYTON, UT 84041-4374
Document Number7000/749
Book / Page7000 / 749
Instrument DateApr 19, 2018
Instrument3089334
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyMOUNTAIN VIEW AMERICA TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address645 S 825 E, 645, LAYTON, UT 84041-4374

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 S 825 E, LAYTON, UT 84041-4374

Mortgage

Document Number3089335
DateApr 24, 2018
Instrument3089335
Lender
NameFINANCE AMERICA MTG LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,389.00 (+11.53%)$250,800 (-37.14%) Land $89,910 Building $160,890$456,000 (+14.29%) Land $163,472 Building $292,528
2024$2,142.00 (+0.09%)
2023$2,140.00 (-4.38%)$399,000 Land $131,892 Building $267,108$399,000 Land $131,892 Building $267,108
2022$2,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAYTON CITY WATER SYSTEM
serves 82,000 people · EPA ID UTAH06018
Water SourcePurchased surface water from WEBER BASIN WCD - CENTRAL
Last State InspectionSep 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber		10,000 / 10,000
SenaWave
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Beehive Broadband, Connext Networks, Rise Broadband, T-Mobile, Utah Broadband.

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