AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
645 S 54TH ST, MESA, AZ 85206-2273
Mortgage
Document Number
0000838034
Date
Aug 3, 2021
Instrument
20210838034
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2051
November 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARICOPA AZ
Property Address
645 S 54TH ST, MESA, AZ 85206-2273
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
AMERICAN TITLE SVC AGCY LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
645 S 54TH ST, MESA, AZ 85206-2273
Mortgage
Document Number
0001173276
Date
Nov 30, 2020
Instrument
20201173276
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2050
January 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MARICOPA AZ
Recording Date
Jan 31, 2020
Property Address
645 S 54TH ST, MESA, AZ 85206-2273
Document Number
0000087330
Map Reference
MB 279 PG 31
Instrument Date
Jan 27, 2020
Instrument
20200087330
Transaction Type
Transfer
Record Updated
Dec 21, 2021
Title Company
TITLE ALLIANCE OF AZ LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1853 N ORACLE, 1853, MESA, AZ 85203-2880
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
645 S 54TH ST, MESA, AZ 85206-2273
Mortgage
Document Number
0000087331
Date
Jan 31, 2020
Instrument
20200087331
Lender
Name
STRATEGIC MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2050
December 2016: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARICOPA AZ
Property Address
645 S 54TH ST, MESA, AZ 85206-2273
Document Number
0000017264
Instrument Date
Dec 14, 2016
Transaction Type
Mortgage
Record Updated
Aug 15, 2018
Title Company
SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
645 S 54TH ST MESA AZ 852062273, MESA, AZ 85206-2273
Mortgage
Document Number
0000017264
Date
Jan 9, 2017
Instrument
17264
Lender
Name
PRIVATE INDIVIDUAL
Type
Private Party
Address
4722 N 24TH ST # 200, PHOENIX, AZ 85016-4868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 645 S 54th St was $2,267.
Source: Maricopa County assessment roll, as of October 22, 2025
Property Jurisdictions
Type
Name
State
Arizona
County
Maricopa County
Municipality
Mesa City
Unified School District
Mesa Unified District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$50,070 (+87.16%)
$500,700 (+0.7%)Land $100,100Building $400,600
2025
$2,267.00
$26,753 (-48.11%)
$497,200 (-3.57%)Land $99,400Building $397,800
2024
$51,560
$515,600Land $103,100Building $412,500
2023
$2,291.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 645 S 54th St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
4 (2011–2012)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Sep 2012 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 645 S 54th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source
Surface water
Last State Inspection
Nov 2024
Lead
5 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
24 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
Starlink Satellite
280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless
100 / 20
May also be available: AirFiber WISP, AT&T, CenturyLink, Google Fiber, T-Mobile, Utah Broadband, Verizon.