645 S 46th St, Boulder, CO 80305 Property Records

Boulder County property record for 645 S 46th St, Boulder, CO 80305

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,426 sqft · built 1958
Lot Size0.172 acres (7,470 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jul 1999)
Tax Bill$4,563 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1577-08-1-02-028

Property Details

APN / Parcel Number

Primary APN1577-08-1-02-028
Alternative APNs
  • R0012725
  • 0012725

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,426 sqft Living Area
Gross Area1,679 sqft
1st Floor Area1,150 sqft
Basement Area276 sqft
Finished Basement276 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Lot Area7,470 sqft (0.172 acres)
Garage TypeAttached
Garage Area253 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0012725
Street Address645 S 46TH ST
CityBOULDER
StateCO
Zip80305-6039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 BLK 2 MARTIN ACRES 3
Legal Range70
Legal Township1S
Legal Section05
Legal SubdivisionMARTIN ACRES 3 - BO
Legal Block2
Legal Lot Number28
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group3
Census Block3000
Census Tract12508

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 S 46TH ST, BOULDER, CO 80305-6039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 1999 · Amount on Record
Deed SaleJul 21, 1999 · Amount on Record
Prior SaleFeb 4, 1987 · Amount on Record
Deed Document Number19991962937
Last Transfer DateMar 20, 2009
Transfer Doc0002995835
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address645 S 46TH ST, BOULDER, CO 80305-6039
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 S 46TH ST, BOULDER, CO 80305-6039

Mortgage

Document Number0003952405
DateMar 23, 2022
Instrument3952405
Lender
NameELEVATIONS CU
TypeCredit Union
AddressBOULDER, CO 80301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityBoulder City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,314 (-1.14%) Land $28,294 Building $19,020$765,800 (-) Land $486,100 Building $279,700
2025$4,563.00 (+3.1%)$47,862 (-12.89%) Land $30,381 Building $17,481$765,800 (-6.62%) Land $486,100 Building $279,700
2023$4,426.00 (+8.53%)$54,946 (+25.11%) Land $35,905 Building $19,041$820,100 (+29.78%) Land $535,900 Building $284,200
2022$4,078.00$43,917 Land $26,730 Building $17,187$631,900 Land $384,600 Building $247,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOULDER
serves 166,080 people · EPA ID CO0107152
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayva Networks
Fixed Wireless
2,500 / 2,500
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
LiveWireNet
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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