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  5. S 15th St

645 S 15th St, Philomath, OR 97370 Property Records

Benton County property record for 645 S 15th St, Philomath, OR 97370

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,440 sqft · built 2020
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$323,900 (Apr 2020)
Tax Bill$5,407 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
May 2020 Sale
+ 17 more
Flood ZoneZone X (minimal risk)
APN12612DD06800

Property Details

APN / Parcel Number

Primary APN12612DD06800
Alternative APN
  • 422003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,440 sqft Living Area
Gross Area2,858 sqft
1st Floor Area983 sqft
2nd Floor Area1,457 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number422003
Street Address645 S 15TH ST
CityPHILOMATH
StateOR
Zip97370-8923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIO
Legal DescriptionMILLPOND CROSSING PHASE 1 LOT 16
Legal Range6W
Legal Township12S
Legal Section12
Legal SubdivisionMILLPOND CROSSING PHASE 1
Legal Lot Number16
JurisdictionBENTON OR
Township / Civil DivisionCORVALLIS
Census Block Group1
Census Block1006
Census Tract10800

Owner

645 S 15th St is owned and occupied by an individual who bought it in April 2020.

Source: Benton County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address645 S 15TH ST, PHILOMATH, OR 97370-8923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
BAY EQUITY
May 22, 2020Grant Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 15, 2020Grant Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 15, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
BAY EQUITY
May 22, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
BAY EQUITY
Jul 20, 2020Grant Deed, Transfer
TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON
Aug 5, 2020Warranty Deed, Subdivision Related Transfer
BAY EQUITY
Jul 24, 2020Grant Deed, Transfer
TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON
Jun 12, 2020Grant Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 10, 2020Grant Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Aug 6, 2020Grant Deed, Transfer
TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON
Apr 30, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
BAY EQUITY
Apr 30, 2020Warranty Deed, Subdivision Related Transfer · USDA Mortgage
GUILD MORTGAGE CO
Aug 6, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
BAY EQUITY
Apr 10, 2020Warranty Deed, Subdivision Related Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jan 14, 2020Warranty Deed, Subdivision Related Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jan 14, 2020Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 17, 2018Trustee's Deed, Transfer · Line of Credit
CITIZENS BK
Sep 17, 2018Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2020 · Amount on File
Deed SaleApr 30, 2020 · Amount on File
Deed Document Number2020594344
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateJul 24, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000598069
Instrument DateJul 20, 2020
Instrument598069
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 30, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address767 S 15TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370

Mortgage

Document Number598070
DateJul 24, 2020
Instrument598070
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 23, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateMay 22, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000595211
Instrument DateMay 20, 2020
Instrument595211
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1059 PHILOMATH OR 973701059, PHILOMATH, OR 97370-1059

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateJul 15, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000597630
Instrument DateMay 20, 2020
Instrument597630
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1059 PHILOMATH OR 973701059, PHILOMATH, OR 97370-1059

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateJul 15, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000597631
Instrument DateMay 20, 2020
Instrument597631
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 23, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address783 S 15TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370

Mortgage

Document Number597632
DateJul 15, 2020
Instrument597632
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 14, 2050

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateMay 22, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000595212
Instrument DateMay 20, 2020
Instrument595212
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 1, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address611 S 15TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370

Mortgage

Document Number595213
DateMay 22, 2020
Instrument595213
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 21, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateJul 20, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000597868
Instrument DateMay 20, 2020
Instrument597868
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyTICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1059 CORVALLIS OR 97333, CORVALLIS, OR 97333

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON OR
Recording DateAug 5, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000598654
Instrument DateMay 20, 2020
Instrument598654
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address791 S 15TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370

Mortgage

Document Number598655
DateAug 5, 2020
Instrument598655
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
AmountAmount on Record
Term360 Months
DueAug 4, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateJul 24, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000598126
Instrument DateMay 20, 2020
Instrument598126
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyTICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1059 CORVALLIS OR 97333, CORVALLIS, OR 97333

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateJun 12, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000596030
Instrument DateMay 20, 2020
Instrument596030
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1059 PHILOMATH OR 973701059, PHILOMATH, OR 97370-1059

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateApr 10, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000593654
Instrument DateApr 9, 2020
Instrument593654
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1059 PHILOMATH OR 973701059, PHILOMATH, OR 97370-1059

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateAug 6, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000598700
Instrument DateApr 9, 2020
Instrument598700
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyTICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressFO BOX 1059 PHILOMATH OR 97370, PHILOMATH, OR 97370

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON OR
Recording DateApr 30, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000594340
Instrument DateApr 9, 2020
Instrument594340
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 9, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$302.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 S 15TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370
InvestorPossibly a Property Investor

Mortgage

Document Number594341
DateApr 30, 2020
Instrument594341
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 29, 2050

Mortgage

Document Number594342,
DateApr 30, 2020
Instrument594342
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount on Record
Term360 Months
DueApr 29, 2050

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON OR
Recording DateApr 30, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000594344
Map ReferenceDOC 2019-589636
Instrument DateApr 9, 2020
Instrument2020-594344
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 26, 2022
Title CompanyTICOR TILE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 S 15TH ST, PHILOMATH, OR 97370-8923

Mortgage

Document Number0000594345
DateApr 30, 2020
Instrument2020-594345
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBENTON OR
Recording DateAug 6, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000598701
Instrument DateApr 9, 2020
Instrument598701
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2020
Title CompanyTICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address33201 SE PEORIA RD CORVALLIS OR 973332525, CORVALLIS, OR 97333-2525

Mortgage

Document Number598702
DateAug 6, 2020
Instrument598702
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 5, 2050

Mortgage

Document Number598669,
DateAug 6, 2020
Instrument598669
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
AmountAmount on Record
Term360 Months
DueAug 5, 2050

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON OR
Recording DateApr 10, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000593650
Instrument DateMar 11, 2020
Instrument593650
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address743 S 15TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON OR
Recording DateJan 14, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000590498
Instrument DateJan 3, 2020
Instrument590498
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Tax$289.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2443 MIDWAY AVE GRANTS PASS OR 975277105, GRANTS PASS, OR 97527-7105

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON OR
Recording DateJan 14, 2020
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000590501
Instrument DateJan 3, 2020
Instrument590501
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Tax$249.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2443 MIDWAY AVE GRANTS PASS OR 975277105, GRANTS PASS, OR 97527-7105

September 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBENTON OR
Recording DateSep 17, 2018
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000574619
Instrument DateSep 10, 2018
Instrument574619
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$1,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 638 PHILOMATH OR 973700638, PHILOMATH, OR 97370-0638

Mortgage

Document Number574620
DateSep 17, 2018
Instrument574620
Lender
NameCITIZENS BK
TypeBank
Address275 SW 3RD ST, CORVALLIS, OR 97333-4629
Agreement
TypeLine of Credit
AmountAmount on Record
Term24 Months
DueSep 16, 2020
Interest
Rate TypeAdjustable Rate

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON OR
Recording DateSep 17, 2018
Property Address645 S 15TH ST, PHILOMATH, OR 97370-8923
Document Number0000574618
Instrument DateSep 10, 2018
Instrument574618
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 645 S 15th St was $5,407, up 2.1% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOregon
CountyBenton County
MunicipalityPhilomath City
Unified School DistrictPhilomath School District 17J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,407.00 (+2.06%)$262,057 (+3%)$471,808 (-4.89%) Land $177,000 Building $294,808
2024$5,298.00 (+2.36%)$254,424 (+3%)$496,064 (+19.17%) Land $173,000 Building $323,064
2023$5,176.00 (+2.98%)$247,014 (+3%)$416,270 Land $123,000 Building $293,270
2022$5,026.00$239,819
2002$352,504 Land $100,000 Building $252,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 S 15th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims5 (1996–2012)
Most Recent ClaimJan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 S 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHILOMATH PUBLIC WORKS
serves 4,670 people · EPA ID OR4100624
Water SourceSurface water
Last State InspectionAug 2021
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Pioneer Telephone Cooperative
Fiber		1,000 / 1,000
Alyrica
Fixed Wireless		400 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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