645 S 1100 E, Otterbein, IN 47970 Property Records

Benton County property record for 645 S 1100 E, Otterbein, IN 47970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1963
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2022)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000-00000-00`

Property Details

APN / Parcel Number

Primary APN	`000-00000-00`
Alternative APNs	`04-10-21-300-002.001-013` `00000988700`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00000988700
Street Address	645 S 1100 E
City	OTTERBEIN
State	IN
Zip	47970-8519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4 21-25-6 2.00 A
Jurisdiction	BENTON IN
Township / Civil Division	PINE
Census Block Group	1
Census Block	1081
Census Tract	100100

Owner

645 S 1100 E is owned and occupied by an individual who bought it in July 2022.

Source: Benton County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	645 S 1100 E, OTTERBEIN, IN 47970-8519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit PURDUE FEDERAL CREDIT UNION
Dec 9, 2011	Deed of Trust, Mortgage PURDUE FEDERAL CU
Jul 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PURDUE FEDERAL CREDIT UNION
Jul 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Deed Document Number	20221014
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	2020000976
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Recording Date	May 6, 2026
Property Address	645 S 1100 E, OTTERBEIN, IN 47970-8519
Document Number	0000000654
Instrument Date	May 1, 2026
Instrument	2026654
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 S 1100 E, OTTERBEIN, IN 47970-8519

Mortgage

Document Number	0000000654,
Date	May 6, 2026
Instrument	2026654

Lender

Name	PURDUE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	645 S 1100 E, OTTERBEIN, IN 47970-8519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000206/913
Date	Dec 9, 2011
Book Page	206/913
Instrument	201100001729

Lender

Name	PURDUE FEDERAL CU
Address	1551 WIN HENTSCHEL BLVD, WEST LAFAYETTE, IN 47906

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2027

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Jul 1, 2022
Property Address	645 S 1100 E, OTTERBEIN, IN 47970-8519
Document Number	2022001014
Instrument Date	Jun 29, 2022
Instrument	2022001014
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022001015
Date	Jul 1, 2022
Instrument	2022001015

Lender

Name	PURDUE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON IN
Recording Date	Jul 13, 2020
Property Address	645 S 1100 E, OTTERBEIN, IN 47970-8519
Document Number	2020000976
Instrument Date	Jul 10, 2020
Instrument	2020000976
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 645 S 1100 E was $1,237 with a homeowner's exemption, up 3.9% from the year before.

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Pine Township
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00 (+3.95%) Homeowner's exemption	$211,900 Land $35,700 Building $176,200	$211,900 Land $35,700 Building $176,200
2024	$1,190.00 (-1.82%)
2023	$1,212.00 (+7.93%)	$191,600 (+13.78%) Land $24,500 Building $167,100	$191,600 (+13.78%) Land $24,500 Building $167,100
2022	$1,123.00	$168,400 Land $24,500 Building $143,900	$168,400 Land $24,500 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 S 1100 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 S 1100 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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