645 Rushton Rd, Cincinnati, OH 45226 Property Records

Hamilton County property record for 645 Rushton Rd, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,832 sqft · built 1923
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2022)
Tax Bill	$7,327 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-0002-0071-00`

Property Details

APN / Parcel Number

Primary APN	`026-0002-0071-00`
Alternative APN	`0011088`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	732 sqft
2nd Floor Area	1,100 sqft
Basement Area	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	162 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	645 RUSHTON RD
City	CINCINNATI
State	OH
Zip	45226-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	645 RUSHTON RD 50 X 162.47 IRR LOT 205 RIVERVIEW SYND SUB
Legal Subdivision	RIVERVIEW SYND SUB
Legal Lot Number	205
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	4703

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	645 RUSHTON RD, CINCINNATI, OH 45226-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Nov 21, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Apr 14, 2017	Deed, Transfer · Conventional Mortgage
Apr 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	202273828
Deed Book / Page	14717 / 1744
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0000000896
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 27, 2022
Property Address	645 RUSHTON RD, CINCINNATI, OH 45226-1123
Document Number	0000073828
Book / Page	14717 / 1744
Map Reference	MB 7 PG 104
Instrument Date	Jul 21, 2022
Instrument	2022-0073828
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601-4389

Mortgage

Document Number	0000073829
Date	Jul 27, 2022
Instrument	2022-0073829

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2019
Property Address	645 RUSHTON RD, CINCINNATI, OH 45226-1123
Document Number	0000103091
Book / Page	014049 / 001399
Instrument Date	Nov 19, 2019
Instrument	103091
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 RUSHTON RD CINCINNATI OH 452261123, CINCINNATI, OH 45226-1123

Mortgage

Document Number	103092
Date	Nov 21, 2019
Book Page	014049/001401
Instrument	103092

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2017
Property Address	645 RUSHTON RD, CINCINNATI, OH 45226-1123
Document Number	0000032931
Book / Page	13396 / 00348
Map Reference	PB 7 PG 104
Instrument Date	Feb 22, 2017
Instrument	17-0032931
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17-0032932
Date	Apr 14, 2017
Instrument	17-0032932

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2017
Property Address	645 RUSHTON RD, CINCINNATI, OH 45226-1123
Document Number	0000031166
Book / Page	013392 / 000051
Instrument Date	Dec 18, 2015
Instrument	31166
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$858.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 RUSHTON RD CINCINNATI OH 452261123, CINCINNATI, OH 45226-1123

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,327.00 (+3.14%)	$119,000 (-) Land $90,818 Building $28,182	$340,000 (-) Land $259,480 Building $80,520
2024	$7,104.00 (-2.22%)	$119,000 (-) Land $90,818 Building $28,182
2023	$7,265.00 (-10.77%)	$119,000 (-0.55%) Land $90,818 Building $28,182	$340,000 (-0.55%) Land $259,480 Building $80,520
2022	$8,142.00 Homeowner's exemption	$119,659 Land $36,971 Building $82,688
2020			$341,880 Land $105,630 Building $236,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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