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645 Ruby Creek Ln, Reno, NV 89506 Property Records

Washoe County property record for 645 Ruby Creek Ln, Reno, NV 89506 · Last verified January 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,404 sqft Living Area
Lot Size5,227 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$162,000 (2017)
Tax Bill$834.00 (2025)

Property Details

APN / Parcel Number

Primary APN003-661-22
Alternative APN
  • 6211

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,404 sqft Living Area
1st Floor1,404 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area5,227 sqft (0.119 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area240 sqft Carport

Exterior Amenities

FenceFence
Deck Area68 sqft Deck
Patio Area68 sqft Patio
PorchPorch
Porch Area56 sqft Porch
Mobile Home HookupProperty has a utility hookup (electric and/or water) for a mobilize home or RV

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number6211
Street Address645 RUBY CREEK LN
CityRENO
StateNV
Zip89506-7007
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTENAYA CREEK LT 30 BLK A
Legal Range19
Legal Township20
Legal Section26
Legal SubdivisionTENAYA CREEK
Legal BlockA
Legal Lot Number30
JurisdictionWASHOE NV
Minor Civil DivisionNORTH VALLEYS
Census Blockgroup3
Census Block3002
Census Tract2622

Owner

Source: Washoe County records · APN 003-661-22

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address645 RUBY CREEK LN, RENO, NV 89506-7007
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 10, 2017Bargain and Sale Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2017 · Amount on Record
Deed SaleMar 10, 2017 · Amount on Record
Prior SaleJan 14, 2005 · Amount on Record
Deed Doc Number4686636
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address645 RUBY CREEK LN, RENO, NV 89506-7007
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST CENTENNIAL TTL RENO MA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005029562
DateMay 13, 2020
Instrument5029562
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

March 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateMar 10, 2017
Property Address645 RUBY CREEK LN, RENO, NV 89506-7007
Document Number0004686636
Map ReferenceFILE2323116
Instrument DateMar 09, 2017
Instrument4686636
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyFIRST CENTENHNNIAL RENO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$664.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address645 RUBY CREEK LN, RENO, NV 89506-7007

Mortgage

Document Number0004686637
DateMar 10, 2017
Instrument4686637
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Washoe County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
MunicipalityReno City
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$834.00 (+5.97%)$59,177 (+3.02%) Land $21,700 Building $37,477$169,077 (+3.02%) Land $62,000 Building $107,077
2023$787.00$57,443 Land $22,330 Building $35,113$164,124 Land $63,800 Building $100,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 70% of the US · above 43% of Nevada
Wildfire LikelihoodAbout 1 in 474 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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