Putnam County and Philipstown Town property record for 645 Rte 9d, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,923 sqft · built 1935 |
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $19,080 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 81.-1-41.11 |
| Primary APN | 372689 81.-1-41.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,923 sqft Living Area |
| Gross Area | 5,403 sqft |
| 1st Floor Area | 3,084 sqft |
| Upper Floors Area | 1,839 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 135,472 sqft (3.11 acres) |
| Lot Width | 351 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 722 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 534 sqft |
| Patio Area | 162 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 160825 |
|---|---|
| Street Address | 645 ROUTE 9D |
| City | GARRISON |
| State | NY |
| Zip | 10524-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND |
| Legal Block | 1 |
| Legal Lot Number | 41.01 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10800 |
645 Rte 9d is owned and occupied by two individuals.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 ROUTE 9D, GARRISON, NY 10524-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 645 ROUTE 9D, GARRISON, NY 10524-3346 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 645 ROUTE RD, GARRISON, NY 10524 |
| Document Number | 0073890116 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 7389/116 |
| Instrument | 7594-2021 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 645 ROUTE 9D, GARRISON, NY 10524-3346 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 645 ROUTE 9D, GARRISON, NY 10524-3346 |
| Document Number | 0073890129 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 7389/129 |
| Instrument | 7595-2021 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2036 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452,400 Land $208,200 Building $244,200 | $1,475,057 | |
| 2024 | $19,080.00 | ||
| 2023 | $452,400 (-) Land $208,200 Building $244,200 | $1,284,497 (+11.73%) Land $591,141 Building $693,356 | |
| 2022 | $452,400 Land $208,200 Building $244,200 | $1,149,682 Land $529,098 Building $620,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Rte 9d in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (2011–2023) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Rte 9d is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
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