645 Rte 106, Reading, VT 05062 Property Records

Reading Town property record for 645 Rte 106, Reading, VT 05062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,877 sqft · built 1863
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2024)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Dec 2020 Sale Jun 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`510-160-10173`

Property Details

APN / Parcel Number

Primary APN	`510-160-10173`
Alternative APNs	`(160) 1150` `M:1150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,877 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	Earth
Roof Type	Shed Roof
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 ROUTE 106
City	READING
State	VT
Zip	05062-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.28 A W/SFR
Jurisdiction	READING VT
Township / Civil Division	READING
Census Block Group	1
Census Block	1060
Census Tract	965902

Owner

Source: Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 ROUTE 106, READING, VT 05062-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Grant Deed, Transfer NOT AVAILABLE
Jun 3, 2019	Grant Deed, Transfer NOT AVAILABLE
Feb 1, 2018	Grant Deed, Transfer
Oct 20, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	2024423542976
Prior Transfer Date	Dec 13, 2024
Prior Transfer Doc	0423542976
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	READING VT
Recording Date	Dec 14, 2020
Property Address	645 ROUTE 106, READING, VT 05062-7700
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ROUTE 106 READING VT 050627700, READING, VT 05062-7700

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	READING VT
Recording Date	Jun 3, 2019
Property Address	645 ROUTE 106, READING, VT 05062-7700
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 DEPOT RD HARTLAND VT 050489669, HARTLAND, VT 05048-9669

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	READING VT
Recording Date	Feb 1, 2018
Property Address	645 ROUTE 106, READING, VT 05062-7700
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COUNTY RD BOURNE MA 025323714, BOURNE, MA 02532-3714

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	READING VT
Recording Date	Oct 20, 2017
Property Address	645 ROUTE 106, READING, VT 05062-7700
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST OKLAHOMA CITY OK 731072442, OKLAHOMA CITY, OK 73107-2442

Tax Assessment & Valuation

Source: Reading Town assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Reading Town
Unified School District	Mountain Views Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,816.00 (-16.88%)	$246,300 (+22.35%) Land $12,000 Building $234,300
2024	$4,591.00 (-34.35%)
2022	$6,993.00	$201,300 Land $12,000 Building $189,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ECFiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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