645 Rough and Ready Rd, San Jose, CA 95133 Property Records

Santa Clara County property record for 645 Rough and Ready Rd, San Jose, CA 95133

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1968
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,002,500 (Apr 2020)
Tax Bill	$15,302 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`592-08-035`

Property Details

APN / Parcel Number

Primary APN	`592-08-035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	645 ROUGH AND READY RD
City	SAN JOSE
State	CA
Zip	95133-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4121 CAPITOL SERIES THE BOOK 206 PAGE 49 LOT 29
Legal Subdivision	CAPITOL SERIES
Legal Tract	4121
Legal Lot Number	29
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1008
Census Tract	503804

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 ROUGH AND READY RD, SAN JOSE, CA 95133-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2020	Grant Deed, Transfer BANK OF AMERICA
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREATIVE INV
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	202024447584
Prior Transfer Date	Feb 26, 1998
Prior Transfer Doc	0014243634
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	645 ROUGH AND READY RD, SAN JOSE, CA 95133-2062
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ROUGH AND READY PD, SAN JOSE, CA 95133-2062

Mortgage

Document Number	0024876947
Date	Mar 16, 2021
Instrument	24876947

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2020
Property Address	645 ROUGH AND READY RD, SAN JOSE, CA 95133-2062
Document Number	0024447584
Instrument Date	Mar 30, 2020
Instrument	24447584
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,103.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	645 ROUGH AND READY RD SAN JOSE CA 951332062, SAN JOSE, CA 95133-2062

Mortgage

Document Number	24447585
Date	Apr 3, 2020
Instrument	24447585

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	645 ROUGH AND READY RD, SAN JOSE, CA 95133-2062
Document Number	0024150264
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9301 RUSS CT PATTERSON CA 953638602, PATTERSON, CA 95363-8602

Mortgage

Document Number	0024150264
Date	Apr 5, 2019
Instrument	24150264

Lender

Name	CREATIVE INV
Type	MERS
Address	BURBANK, CA 91506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	645 ROUGH AND READY RD, SAN JOSE, CA 95133-2062
Document Number	0024023306
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9301 RUSS CT PATTERSON CA 953638602, PATTERSON, CA 95363-8602

Mortgage

Document Number	0024023306
Date	Sep 13, 2018
Instrument	24023306

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	401 K DEFERRED T 3359 SHADY SPR, MOUNTAIN VIEW, CA 94040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,118,303 (+2%) Land $783,649 Building $334,654
2025	$15,302.00 (+3.27%)	$1,096,377 (+4.04%) Land $768,284 Building $328,093
2023	$14,818.00 (+0.35%)	$1,053,804 Land $738,451 Building $315,353
2022	$14,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

Nearby Properties on Rough and Ready Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures