645 ROOSTER RUN SCHERTZ TX 781541840, SCHERTZ, TX 78154-1840
Mortgage
Document Number
6940
Date
Mar 20, 2020
Instrument
6940
Lender
Name
ANGEL OAK HM LOANS
Address
ATLANTA, GA 30328
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 19, 2050
October 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GUADALUPE TX
Recording Date
Oct 8, 2019
Property Address
645 ROOSTER RUN, SCHERTZ, TX 78154-1840
Document Number
0000023129
Instrument Date
Sep 27, 2019
Instrument
23129
Transaction Type
Transfer
Record Updated
Oct 24, 2019
Title Company
ATTORNEY ONLY
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Corporate Trust
Address
405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor
Possibly a Property Investor
September 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
GUADALUPE TX
Recording Date
Sep 25, 2018
Property Address
645 ROOSTER RUN, SCHERTZ, TX 78154-1840
Document Number
0000021966
Instrument Date
Sep 24, 2018
Instrument
21966
Transaction Type
Transfer
Record Updated
Oct 11, 2018
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
645 ROOSTER RUN SCHERTZ TX 781541840, SCHERTZ, TX 78154-1840
September 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GUADALUPE TX
Recording Date
Sep 20, 2017
Property Address
645 ROOSTER RUN, SCHERTZ, TX 78154-1840
Document Number
0000022503
Instrument Date
Sep 15, 2017
Instrument
22503
Transaction Type
Transfer
Record Updated
Nov 21, 2017
Title Company
OTHER
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
645 ROOSTER RUN SCHERTZ TX 781541840, SCHERTZ, TX 78154-1840
Tax Assessment & Valuation
The 2025 property tax bill for 645 Rooster Run was $5,710, down 1.7% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Guadalupe County
Municipality
Schertz City
Unified School District
Schertz-Cibolo-Universal City Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$277,967 (-6.58%)Land $42,465Building $235,502
$277,967 (-6.58%)Land $42,465Building $235,502
2025
$5,710.00 (-1.7%)
$297,536Land $36,987Building $260,549
$297,536Land $36,987Building $260,549
2024
$5,809.00 (-3.55%)
2023
$6,023.00 (-8.63%)
$308,988Land $40,180Building $268,808
$308,988Land $40,180Building $268,808
2022
$6,592.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 645 Rooster Run in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 20 policies
Nearby Flood Policies
20 in force
Nearby Flood Claims
4 (1998–2015)
Claims Outside the SFHA
4 of 4
Most Recent Claim
May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
Flooding 10/18/98, Oct 1998 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 645 Rooster Run is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source
Groundwater
Last State Inspection
Jun 2023
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: AT&T, Guadalupe Valley Electric Cooperative.