645 Roberta Ave, Orlando, FL 32803 Property Records

Orange County property record for 645 Roberta Ave, Orlando, FL 32803

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,738 sqft · built 1954
Lot Size0.325 acres (14,143 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Jul 2024)
Tax Bill$7,735 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-22-30-7364-03-120

Property Details

APN / Parcel Number

Primary APN32-22-30-7364-03-120
Alternative APNs
  • 302232736403120
  • 512939
  • 518683
  • 523303

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,738 sqft Living Area
Gross Area2,102 sqft
1st Floor Area1,738 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1989
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,143 sqft (0.325 acres)
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area64 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address645 ROBERTA AVE
CityORLANDO
StateFL
Zip32803-6929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A/AN
Legal DescriptionRENLEE TERRACE S/74 LOT 12 BLK C
Legal Range30E
Legal Township22S
Legal Section32
Legal SubdivisionRENLEE TERRACE
Legal Tract7364
Legal BlockC
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1019
Census Tract11100

Owner

Source: Orange County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 ROBERTA AVE, ORLANDO, FL 32803-6929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 23, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleJun 23, 2021 · Amount on Record
Deed Document Number2024420148
Prior Transfer DateJul 3, 2013
Prior Transfer Doc0000405695
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateSep 8, 2026
Property Address645 ROBERTA AVE, ORLANDO, FL 32803-6929
Document Number0000499050
Instrument DateAug 31, 2026
Instrument2026499050
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 ROBERTA AVE, ORLANDO, FL 32803-6929

Mortgage

Document Number0000499050,
DateSep 8, 2026
Instrument2026499050
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 23, 2021
Property Address645 ROBERTA AVE, ORLANDO, FL 32803-6929
Document Number20210375811
Map ReferenceMB S PG 74
Instrument DateJun 10, 2021
Instrument20210375811
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1874 SIPES ALY, 1874, ORLANDO, FL 32814-6372

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 ROBERTA AVE, ORLANDO, FL 32803-6929

Mortgage

Document Number20210375812
DateJun 23, 2021
Instrument20210375812
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,150 (-1.12%) Land $175,000 Building $275,150$450,150 (-1.12%) Land $175,000 Building $275,150
2025$7,735.00 (+10.85%) Homeowner's exemption$455,230 (+12.88%) Land $175,000 Building $280,230$455,230 (+12.88%) Land $175,000 Building $280,230
2024$6,978.00 (+4.49%)
2023$6,678.00 (+0.15%) Homeowner's exemption$403,271 (+11.89%) Land $130,000 Building $273,271$403,271 (+11.89%) Land $130,000 Building $273,271
2022$6,668.00$360,433 Land $130,000 Building $230,433$360,433 Land $130,000 Building $230,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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