Boulder County property record for 645 Robert St, Longmont, CO 80503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,565 sqft · built 2015 |
| Lot Size | 0.04 acres (1,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Oct 2017) |
| Tax Bill | $4,620 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1315-07-0-16-056 |
| Primary APN | 1315-07-0-16-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,565 sqft Living Area |
| Gross Area | 3,773 sqft |
| 1st Floor Area | 1,148 sqft |
| Upper Floors Area | 1,155 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 262 sqft |
| Unfinished Basement | 788 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 1,748 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Patio Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0603475 |
|---|---|
| Street Address | 645 ROBERT ST |
| City | LONGMONT |
| State | CO |
| Zip | 80503-9441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 ST VRAIN HIGH SCHOOL #4 REPLAT A LESS 1/2 MINERALS PER #261200 1/18/78 |
| Legal Range | 69 |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | ST VRAIN HIGH SCHOOL 4 REP A |
| Legal Block | 3 |
| Legal Lot Number | 56 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | LONGMONT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 13215 |
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 ROBERT ST, LONGMONT, CO 80503-9441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Oct 3, 2017 | Warranty Deed, Transfer · FHA Mortgage ELEVATIONS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on Record |
| Deed Sale | Oct 3, 2017 · Amount on Record |
| Prior Sale | May 26, 2016 · Amount on Record |
| Deed Document Number | 20173617852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 645 ROBERT ST, LONGMONT, CO 80503-9441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 645 ROBERT ST, LONGMONT, CO 80503-9441 |
| Document Number | 0004011583 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 4011583 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 645 ROBERT ST, LONGMONT, CO 80503-9441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003750859 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 3750859 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 645 ROBERT ST, LONGMONT, CO 80503-9441 |
| Document Number | 0003851370 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 645 ROBERT ST LONGMONT CO 805039441, LONGMONT, CO 80503-9441 |
| Document Number | 0003851370 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 3851370 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Oct 3, 2017 |
| Property Address | 645 ROBERT ST, LONGMONT, CO 80503-9441 |
| Document Number | 0003617852 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 3617852 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 645 ROBERT ST LONGMONT CO 805039441, LONGMONT, CO 80503-9441 |
| Document Number | 3617853 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 3617853 |
| Name | ELEVATIONS CU |
|---|---|
| Address | BOULDER, CO 80301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Longmont City |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,132 (-2.02%) Land $646 Building $42,486 | $704,300 (-) Land $79,500 Building $624,800 | |
| 2025 | $4,620.00 (+13.1%) | $44,019 (-6.32%) Land $4,969 Building $39,050 | $704,300 (+0.43%) Land $79,500 Building $624,800 |
| 2023 | $4,085.00 (+4.32%) | $46,988 (+18.74%) Land $5,280 Building $41,708 | $701,300 (+23.16%) Land $78,800 Building $622,500 |
| 2022 | $3,916.00 | $39,573 Land $4,031 Building $35,542 | $569,400 Land $58,000 Building $511,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextLight Fiber | 10,000 / 10,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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