Loudon County property record for 645 River Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1950 |
| Lot Size | 0.733 acres (31,973 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,010 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053040C B 00500 |
| Primary APN | 053040C B 00500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,973 sqft (0.733 acres) |
| Lot Dimensions | 360 ft deep x 90 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 12 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 040C B 00500 000040C |
|---|---|
| Street Address | 645 RIVER RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-5555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-S |
| Legal Description | JOHN W SIMPSON S D PT07 1 044A A 044A 00500 000 |
| Legal Subdivision | JOHN W SIMPSON S D |
| Legal Lot Number | 07 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 60600 |
645 River Rd is owned and occupied by an individual who acquired it in May 1969.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 RIVER RD, LOUDON, TN 37774-5555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 1969 |
| Deed Sale | May 13, 1969 |
| Deed Document Number | 0000930204 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 645 River Rd was $1,010.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,010.00 | $34,150 (-) Land $5,850 Building $28,300 | |
| 2024 | $1,010.00 | $34,150 (-) Land $5,850 Building $28,300 | |
| 2023 | $34,150 (-) Land $5,850 Building $28,300 | ||
| 2022 | $375.00 | $34,150 Land $5,850 Building $28,300 | $136,600 (-) Land $23,400 Building $113,200 |
| 2021 | $136,600 Land $23,400 Building $113,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 River Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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