Shelby County property record for 645 Ripplebrook Rd, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,846 sqft · built 1977 |
| Lot Size | 0.516 acres (22,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $642,000 (Jul 2009) |
| Tax Bill | $4,255 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0008-D0-0018 |
| Primary APN | 08-0008-D0-0018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,846 sqft Living Area |
| Gross Area | 5,308 sqft |
| 1st Floor Area | 1,995 sqft |
| Utility Area | 126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | European |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 22,475 sqft (0.516 acres) |
| Lot Dimensions | 155 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 645 RIPPLEBROOK RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | WS RIVER VIEW RD COR RIPPLEBROOK RD SW |
| Legal Subdivision | RIVER OAKS 2ND ADDN |
| Legal Lot Number | 112 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21311 |
645 Ripplebrook Rd is owned and occupied by two individuals who bought it in July 2009.
Source: Shelby County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 RIPPLEBROOK RD, MEMPHIS, TN 38120-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2009 · Amount on File |
| Deed Sale | Jul 28, 2009 · Amount on File |
| Prior Sale | Jul 26, 2005 · Amount on File |
| Deed Document Number | 200989150 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 645 Ripplebrook Rd was $4,255.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 | $158,200 Land $50,700 Building $107,500 | $632,800 Land $202,800 Building $430,000 |
| 2023 | $140,725 Land $50,700 Building $90,025 | ||
| 2022 | $8,572.00 | ||
| 2021 | $562,900 Land $202,800 Building $360,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 Ripplebrook Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1980–2016) |
| Claims Outside the SFHA | 14 of 19 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Ripplebrook Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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