State of Alaska property record for 645 Ridgeway Ct, Homer, AK 99603 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,232 sqft · built 2020 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,079 (2023) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 173-594-33 |
| Primary APN | 173-594-33 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,232 sqft Gross Area |
| Gross Area | 2,156 sqft |
| Year Built | Built 2020 |
|---|---|
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 645 RIDGEWAY CT |
|---|---|
| City | HOMER |
| State | AK |
| Zip | 99603-9044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 6S R 13W SEC 8 SEWARD MERIDIAN HM 0760104 BAYVIEW GARDENS SUB ADDN 1 LOT 33 BLK 6 |
| Legal Range | 13W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | BAYVIEW GARDENS SUB ADDN |
| Legal Block | 6 |
| Legal Lot Number | 33 |
| Jurisdiction | KENAI AK |
| Township / Civil Division | KENAI-COOK INLET |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 900 |
Source: State of Alaska records · APN 173-594-33
Assessment roll updated June 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2835, HOMER, AK 99603-2835 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU |
| Apr 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALASKA USA MORTGAGE CO LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 |
| Deed Sale | Apr 27, 2021 |
| Prior Sale | Oct 25, 2004 |
| Deed Document Number | 2021-001526-0 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENAI AK |
| Property Address | 645 RIDGEWAY CT, HOMER, AK 99603-9044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003602 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022-003602-0 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENAI AK |
| Recording Date | Apr 27, 2021 |
| Property Address | 645 RIDGEWAY CT, HOMER, AK 99603-9044 |
| Document Number | 0000001526 |
| Map Reference | DOC 76-104 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021-001526-0 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 722 WADDELL ST, 722, HOMER, AK 99603-7459 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2835, HOMER, AK 99603-2835 |
| Document Number | 0000001527 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-001527-0 |
| Name | ALASKA USA MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: State of Alaska records · Assessment roll updated June 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Alaska |
| County | Kenai Peninsula Borough |
| Municipality | Homer City |
| Unified School District | Kenai Peninsula Borough School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,079.00 | $556,700 Land $102,400 Building $454,300 | $556,700 Land $102,400 Building $454,300 |
Source: FEMA National Flood Hazard Layer, Kenai Peninsula Borough (02122C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 22% of Alaska |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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