645 Ribera Dr, Santa Barbara, CA 93111 Property Records

Santa Barbara County property record for 645 Ribera Dr, Santa Barbara, CA 93111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1969
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$723,000 (Jul 2012)
Tax Bill	$9,952 (2025)
Deeds & Mortgages	Apr 2024 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067-420-026`

Property Details

APN / Parcel Number

Primary APN	`067-420-026`
Alternative APN	`06742026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,790 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 RIBERA DR
City	SANTA BARBARA
State	CA
Zip	93111-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R1
Legal Description	TR 10851 LOT 79
Legal Subdivision	TRACT NO 10851
Legal Tract	10851
Legal Lot Number	79
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1011
Census Tract	2913

Owner

645 Ribera Dr is held in a trust since July 2012.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	344 E KITE DR, EAGLE, ID 83616-5378
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Intrafamily Transfer, Transfer
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012 · Amount on File
Deed Sale	Jul 31, 2012 · Amount on File
Deed Document Number	201249998
Prior Transfer Date	Oct 30, 1993
Prior Transfer Doc	0000092527
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 23, 2024
Property Address	645 RIBERA DR, SANTA BARBARA, CA 93111-1806
Document Number	0000011986
Map Reference	MB 76 PG 85-91
Instrument Date	Apr 10, 2024
Instrument	2024-0011986
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	344 E KITE DR, EAGLE, ID 83616-5378

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	645 RIBERA DR, SANTA BARBARA, CA 93111-1806
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 RIBERA DR, SANTA BARBARA, CA 93111-1806

Mortgage

Document Number	0000081590
Date	Nov 30, 2021
Instrument	2021-0081590

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	645 RIBERA DR, SANTA BARBARA, CA 93111-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045079
Date	Oct 7, 2019
Instrument	2019-0045079

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 1, 2020
Property Address	645 RIBERA DR, SANTA BARBARA, CA 93111-1806
Document Number	0000070420
Map Reference	MB 76 PG 85-91
Instrument Date	Nov 16, 2020
Instrument	2020-0070420
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 RIBERA DR, SANTA BARBARA, CA 93111-1806

Mortgage

Document Number	0000070422
Date	Dec 1, 2020
Instrument	2020-0070422

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 645 Ribera Dr was $9,952.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Goleta Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$908,117 (+2%) Land $565,220 Building $342,897
2025	$9,952.00	$890,312 Land $554,138 Building $336,174
2023	$9,628.00 (+1.66%)	$855,742 Land $532,621 Building $323,121
2022	$9,471.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 Ribera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Ribera Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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