645 Red River Dr, Garner, NC 27529 Property Records

Wake County property record for 645 Red River Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,794 sqft · built 2025
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
APN	`1629.03-00-0394-000`

Property Details

APN / Parcel Number

Primary APN	`1629.03-00-0394-000`
Alternative APNs	`1629.03-00-0394 0524318` `1629000394` `0524318`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0524318
Street Address	645 RED RIVER DR
City	GARNER
State	NC
Zip	27529-3280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO443 OAK MANOR PH5 BM2025-00159
Legal Subdivision	OAK MANOR PH5
Legal Lot Number	443
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1005
Census Tract	52813

Owner

Source: Wake County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3244 BELLAMY RIDGE DR, APEX, NC 27523-9604
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Deed Document Number	202589999
Deed Book / Page	20078 / 522
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Nov 24, 2025
Property Address	645 RED RIVER DR, GARNER, NC 27529-3280
Document Number	020078/522
Book / Page	20078 / 522
Map Reference	MB 2025 PG 158-162
Instrument Date	Nov 24, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 E RAINTREE DR # DR300, DR300, SCOTTSDALE, AZ 85260-3957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 BELLAMY RIDGE DR, APEX, NC 27523-9604

Mortgage

Document Number	0020078524
Date	Nov 24, 2025
Instrument	20078/524

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	SOFR Average 30-Day
Max Rate	6.37%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$362,303 Land $80,000 Building $282,303	$362,303 Land $80,000 Building $282,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.