645 Raymond St, Upland, CA 91786 Property Records

San Bernardino County property record for 645 Raymond St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2000)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1047-091-30-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-091-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	332 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	645 RAYMOND ST
City	UPLAND
State	CA
Zip	91786-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3597 LOT 18
Legal Subdivision	TRACT NO 3597
Legal Tract	3597
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1006
Census Tract	904

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5021 S CENTENNIAL CIR, ONTARIO, CA 91762-7207
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Intrafamily Transfer, Transfer
May 23, 2022	Intrafamily Transfer, Transfer
Jun 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2000 · Amount on Record
Deed Sale	Jun 29, 2000 · Amount on Record
Prior Sale	Apr 18, 1996 · Amount on Record
Deed Document Number	2000232750
Last Transfer Date	May 23, 2022
Transfer Doc	0000190458
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2022
Property Address	645 RAYMOND ST, UPLAND, CA 91786-6732
Document Number	0000190458
Map Reference	MB 47 PG 42
Instrument Date	May 23, 2022
Instrument	2022-0190458
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5021 S CCNWNNIAL CIRCIE, ONTARIO, CA 91762

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2022
Property Address	645 RAYMOND ST, UPLAND, CA 91786-6732
Document Number	0000190459
Map Reference	MB 47 PG 42
Instrument Date	Apr 1, 2022
Instrument	2022-0190459
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 S CENTENNIAL CIR, ONTARIO, CA 91762-7207

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 15, 2021
Property Address	645 RAYMOND ST, UPLAND, CA 91786-6732
Document Number	0000271456
Map Reference	MB 47 PG 42
Instrument Date	Jun 10, 2021
Instrument	2021-0271456
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 RAYMOND ST, UPLAND, CA 91786-6732

Mortgage

Document Number	0000271457
Date	Jun 15, 2021
Instrument	2021-0271457

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	645 RAYMOND ST, UPLAND, CA 91786-6732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242863
Date	Jul 20, 2020
Instrument	2020-0242863

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	645 RAYMOND ST, UPLAND, CA 91786-6732
Document Number	0000108626
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 RAYMOND ST UPLAND CA 917866732, UPLAND, CA 91786-6732

Mortgage

Document Number	0000108626
Date	Mar 14, 2017
Instrument	108626

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,362 (+2%) Land $87,794 Building $196,568
2025	$3,257.00 (+5.3%)	$278,787 (+4.04%) Land $86,073 Building $192,714
2023	$3,093.00 (+1.44%)	$267,960 Land $82,730 Building $185,230
2022	$3,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

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