645 Rainbow Dr, Sumter, SC 29154 Property Records

Sumter County property record for 645 Rainbow Dr, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1987
Lot Size	0.409 acres (17,833 sqft)
Owner	2 Individual Names on File
Tax Bill	$848 (2025)
Deeds & Mortgages	Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`183-13-02-006`

Property Details

APN / Parcel Number

Primary APN	`183-13-02-006`
Alternative APN	`16962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,451 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,833 sqft (0.409 acres)
Lot Width	96.9 ft Width
Garage Type	Attached
Garage Area	317 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	59 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16962
Street Address	645 RAINBOW DR
City	SUMTER
State	SC
Zip	29154-5380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 PB90-1103 96 FT AV PB87-223
Legal Lot Number	54
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1034
Census Tract	1703

Owner

Source: Sumter County records · APN 183-13-02-006

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 RAINBOW DR, SUMTER, SC 29154-5380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 17, 2026
Transfer Doc	1353001081
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 17, 2026
Property Address	645 RAINBOW DR, SUMTER, SC 29154-5380
Document Number	1353001081
Book / Page	1353 / 1081
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	645 RAINBOW DR, SUMTER, SC 29154-5380
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (+1.31%)	$4,760 (+0.21%) Land $600 Building $4,160	$119,084 (-) Land $15,000 Building $104,084
2023	$837.00 (+0.72%)	$4,750 (-) Land $600 Building $4,150	$119,084 (-) Land $15,000 Building $104,084
2022	$831.00	$4,750 Land $600 Building $4,150	$119,084 Land $15,000 Building $104,084

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 69 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Farmers Telephone Cooperative, Inc. (SC) Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20