645 Quebec St, Denver, CO 80220 Property Records

Denver City property record for 645 Quebec St, Denver, CO 80220

Property Summary

Property Type	Duplex
Details	4 bd · 1 ba · 1,768 sqft · built 1975
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Jun 2006)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 2 more
APN	`06054-46-023-000`

Property Details

APN / Parcel Number

Primary APN	`06054-46-023-000`
Alternative APNs	`670405446023` `161745675`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Highway
Garage Type	Open
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 QUEBEC ST, 647
City	DENVER
State	CO
Zip	80220-5545
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	L 27 & 28 BLK 41 RICHTHOFENS MONTCLAIR
Legal Subdivision	RICHTHOFENS MONTCLAIR
Legal Block	41
Legal Lot Number	27,28
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2043
Census Tract	4310

Owner

645 Quebec St is owned by two individuals who acquired it in July 2021.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 QUEBEC ST, DENVER, CO 80220-5545
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Mar 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage ANB BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANB BK
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit ANB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2006 · Amount on File
Deed Sale	Jun 26, 2006 · Amount on File
Prior Sale	Nov 7, 1995 · Amount on File
Deed Document Number	200699807
Last Transfer Date	Jul 22, 2021
Transfer Doc	0000144320
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENVER CO
Recording Date	Aug 2, 2021
Property Address	645 QUEBEC ST, DENVER, CO 80220-5545
Document Number	0000144320
Instrument Date	Jul 22, 2021
Instrument	2021144320
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 QUEBEC ST # 647, 647, DENVER, CO 80220-5545

Mortgage

Document Number	0000144321
Date	Aug 2, 2021
Instrument	2021144321

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	645 QUEBEC ST # 647, 647, DENVER, CO 80220-5545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034599
Date	Mar 10, 2020
Instrument	2020034599

Lender

Name	ANB BANK
Type	Bank
Address	DENVER, CO 80206

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	645 QUEBEC ST # 647, 647, DENVER, CO 80220-5545
Document Number	0000131419
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 QUEBEC ST DENVER CO 802205545, DENVER, CO 80220-5545

Mortgage

Document Number	0000131419
Date	Aug 21, 2020
Instrument	131419

Lender

Name	ANB BK
Type	Bank
Address	DENVER, CO 80206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2025

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	645 QUEBEC ST # 647, 647, DENVER, CO 80220-5545
Document Number	0000004861
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 QUEBEC ST DENVER CO 802205545, DENVER, CO 80220-5545

Mortgage

Document Number	0000004861
Date	Jan 12, 2018
Instrument	4861

Lender

Name	ANB BK
Type	Bank
Address	DENVER, CO 80206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 11, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 645 Quebec St was $2,296.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00	$30,020 Land $15,890 Building $15,890	$425,800 Land $225,400 Building $200,400
2023	$2,570.00	$33,170 (+18.46%) Land $11,420 Building $21,750	$550,000 (+33.56%) Land $225,400 Building $324,600
2022		$28,000 Land $14,230 Building $13,770	$411,800 Land $209,300 Building $202,500
2021	$2,196.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 645 Quebec St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Quebec St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet, Starry.

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