645 Pvt Dr, Howell, MI 48843 Property Records

Livingston County property record for 645 Pvt Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,929 sqft · built 1940
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Dec 2021)
Tax Bill	$4,642 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-25-402-055`

Property Details

APN / Parcel Number

Primary APN	`17-25-402-055`
Alternative APN	`471725402055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,929 sqft Living Area
1st Floor Area	1,621 sqft
Basement Area	967 sqft
Unfinished Basement	967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	645 PRIVATE DR
City	HOWELL
State	MI
Zip	48843-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 25 T3N-R4E CITY OF HOWELL FAIRLAWN BEACH SUBDIVISION BEG AT A POINT 30 FT. N OF SW COR OF LOT 131, TH N 100 FT, E 90 FT,
Legal Range	04E
Legal Township	03N
Legal Section	25
Legal Subdivision	FAIRLAWN BEACH SUB
Legal Tract	725000
Legal Lot Number	131
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	6
Census Block	6056
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 PRIVATE DR, HOWELL, MI 48843-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Feb 18, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	202149036
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Dec 8, 2021
Property Address	645 PRIVATE DR, HOWELL, MI 48843-1333
Document Number	0000049036
Map Reference	LB 2 PG 39
Instrument Date	Nov 23, 2021
Instrument	2021R-049036
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,818.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 MAPLE ST, 335, HOWELL, MI 48843-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PRIVATE DR, HOWELL, MI 48843-1333

Mortgage

Document Number	0000047961
Date	Nov 30, 2021
Instrument	2021R-047961

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 18, 2021
Property Address	645 PRIVATE DR, HOWELL, MI 48843-1333
Document Number	0000007575
Map Reference	LB 2 PG 39
Instrument Date	Feb 10, 2021
Instrument	2021R-007575
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4980 CLYDE RD, 4980, HOWELL, MI 48855-6706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 MAPLE ST, HOWELL, MI 48843-2125

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,900 (+10.04%)	$271,800 (+10.04%)
2025	$4,642.00
2023		$123,500
2021			$247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRLAWN MEADOWS private · serves 57 people · EPA ID MI0040318
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Surf Internet, Verizon.

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