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645 Providence St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 645 Providence St, Woonsocket, RI 02895

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,692 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$537,000 (Jul 2025)
Tax Bill$5,449 (2025)
Deeds & MortgagesJan 2025 Refinance
Jul 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNWOON M:5A L:190 U:16

Property Details

APN / Parcel Number

Primary APNWOON M:5A L:190 U:16
Alternative APN
  • 4383

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,692 sqft Living Area
Gross Area6,817 sqft
1st Floor Area1,346 sqft
AtticAttic
Attic Area1,765 sqft
Basement Area1,522 sqft
Unfinished Basement1,522 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4383
Street Address645 PROVIDENCE ST
CityWOONSOCKET
StateRI
Zip02895-6257
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal Lot Number190
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2013
Census Tract17500

Owner

Source: Woonsocket City assessment roll, APN WOON M:5A L:190 U:16, as of June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Jul 01, 2025Warranty Deed, Transfer
Jul 23, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Prior SaleNov 30, 2016 · Amount on Record
Deed Book / Page2961 / 176
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002927-341
DateJan 22, 2025
Book Page2927/341
Instrument236329
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term469 Months
DueFeb 01, 2064

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJul 01, 2025
Property Address645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Document Number002961-176
Book / Page2961 / 176
Instrument DateJul 01, 2025
Instrument2025238664
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateJul 23, 2021
Property Address645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Document Number0002646-29
Book / Page2646 / 29
Instrument DateJul 14, 2021
Instrument215834
Transaction TypeTransfer
Record UpdatedSep 06, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257

Mortgage

Document Number0002646-31
DateJul 23, 2021
Book Page2646/31
Instrument215835
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Woonsocket City assessment roll as of June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,449.00 (+17.54%)$485,200 (+46.32%) Land $89,200 Building $396,000
2023$4,636.00$331,600 (-) Land $90,900 Building $240,700
2022$4,636.00$331,600 Land $90,900 Building $240,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 548 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559518, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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