645 Providence St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 645 Providence St, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,692 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$537,000 (Jul 2025)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Jan 2025 Refinance Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:5A L:190 U:16`

Property Details

APN / Parcel Number

Primary APN	`WOON M:5A L:190 U:16`
Alternative APN	`4383`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,692 sqft Living Area
Gross Area	6,817 sqft
1st Floor Area	1,346 sqft
Attic	Attic
Attic Area	1,765 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4383
Street Address	645 PROVIDENCE ST
City	WOONSOCKET
State	RI
Zip	02895-6257
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	190
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2013
Census Tract	17500

Owner

Source: Woonsocket City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 1, 2025	Warranty Deed, Transfer
Jul 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Book / Page	2961 / 176
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002927-341
Date	Jan 22, 2025
Book Page	2927/341
Instrument	236329

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	469 Months
Due	Feb 1, 2064

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 1, 2025
Property Address	645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Document Number	002961-176
Book / Page	2961 / 176
Instrument Date	Jul 1, 2025
Instrument	2025238664
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 23, 2021
Property Address	645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257
Document Number	0002646-29
Book / Page	2646 / 29
Instrument Date	Jul 14, 2021
Instrument	215834
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PROVIDENCE ST, WOONSOCKET, RI 02895-6257

Mortgage

Document Number	0002646-31
Date	Jul 23, 2021
Book Page	2646/31
Instrument	215835

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,449.00 (+17.54%)	$485,200 (+46.32%) Land $89,200 Building $396,000
2023	$4,636.00	$331,600 (-) Land $90,900 Building $240,700
2022	$4,636.00	$331,600 Land $90,900 Building $240,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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