645 Post Oak Dr, Plano, TX 75025 Property Records

Collin County property record for 645 Post Oak Dr, Plano, TX 75025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,748 sqft · built 1990
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,700 (Jun 2006)
Tax Bill	$10,582 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-2455-00F-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-2455-00F-0260-1`
Alternative APNs	`000001964982` `1964982`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,748 sqft Living Area
Gross Area	4,284 sqft
1st Floor Area	1,885 sqft
2nd Floor Area	1,863 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,198 sqft (0.188 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 POST OAK DR
City	PLANO
State	TX
Zip	75025-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CHASE OAKS ADDITION PHASE ONE, BLK F, LOT 26
Legal Subdivision	CHASE OAKS ADDITION PHASE ONE (CPL)
Legal Block	F
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1009
Census Tract	31632

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 POST OAK DR, PLANO, TX 75025-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTEX GROUP LLC
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit STRONG HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2006 · Amount on Record
Deed Sale	Jun 6, 2006 · Amount on Record
Deed Document Number	2006764980
Prior Transfer Date	Jun 2, 2006
Prior Transfer Doc	0000764980
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	645 POST OAK DR, PLANO, TX 75025-6114
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900720
Date	May 4, 2021
Instrument	20210504000900720

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	645 POST OAK DR, PLANO, TX 75025-6114
Document Number	0000739560
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 POST OAK DR PLANO TX 750256114, PLANO, TX 75025-6114

Mortgage

Document Number	0000739560
Date	May 20, 2020
Instrument	739560

Lender

Name	STRONG HM MTG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,582.00 (+2.72%)	$619,692 (+5.2%) Land $150,000 Building $469,692	$619,692 (+5.2%) Land $150,000 Building $469,692
2024	$10,302.00 (+15.51%)
2023		$589,042 Land $120,000 Building $469,042	$589,042 Land $120,000 Building $469,042
2022	$8,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon.

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