645 Poland Ave, Struthers, OH 44471 Property Records

Mahoning County property record for 645 Poland Ave, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1951
Lot Size	0.313 acres (13,634 sqft)
Owner	Trust Name on File
Last Sale	$79,000 (Nov 1997)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Jul 2009 Line of Credit Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-030-0-153.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-030-0-153.00-0`
Alternative APN	`00082`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	175 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	645 POLAND AVE
City	STRUTHERS
State	OH
Zip	44471-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5335 75 X 200 IRR POLAND
Legal Subdivision	POLAND
Legal Lot Number	5335
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	3
Census Block	3007
Census Tract	810700

Owner

645 Poland Ave is owner-occupied and held in a trust since September 2018.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	645 POLAND AVE, STRUTHERS, OH 44471-1437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2009	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 27, 2018	Intrafamily Transfer, Transfer
Sep 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 1997 · Amount on File
Deed Sale	Nov 24, 1997 · Amount on File
Prior Sale	Apr 23, 1993
Deed Document Number	19975049
Last Transfer Date	Sep 11, 2018
Transfer Doc	06296/1182
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	645 POLAND AVE, STRUTHERS, OH 44471-1437
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05813/2288
Date	Jul 15, 2009
Book Page	5813/2288
Instrument	200900018338

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	645 POLAND AVE, STRUTHERS, OH 44471-1437
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06299/0006
Date	Oct 16, 2018
Book Page	6299/0006
Instrument	201800024303

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	645 POLAND AVE, STRUTHERS, OH 44471-1437
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6299/0006
Date	Oct 16, 2018
Book Page	6299/0006
Instrument	201800024303

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Sep 27, 2018
Property Address	645 POLAND AVE, STRUTHERS, OH 44471-1437
Document Number	06296/1185
Book / Page	6296 / 1185
Map Reference	VOL28 PG147
Instrument Date	Sep 25, 2018
Instrument	201800022710
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	645 POLAND AVE, STRUTHERS, OH 44471-1437

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Sep 27, 2018
Property Address	645 POLAND AVE, STRUTHERS, OH 44471-1437
Document Number	06296/1182
Book / Page	6296 / 1182
Map Reference	VOL28 PG147
Instrument Date	Sep 11, 2018
Instrument	201800022709
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 POLAND AVE, STRUTHERS, OH 44471-1437

Tax Assessment & Valuation

The 2025 property tax bill for 645 Poland Ave was $1,442 with a homeowner's exemption, down 1% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 (-1.03%)	$44,690 (-) Land $5,760 Building $38,930	$127,690 Land $16,470 Building $111,220
2024	$1,457.00 (-0.07%) Homeowner's exemption	$44,690 (-) Land $5,760 Building $38,930
2023	$1,458.00 (+32.07%) Homeowner's exemption	$44,690 (+53.63%) Land $5,760 Building $38,930	$127,690 (+53.64%) Land $16,470 Building $111,220
2022	$1,104.00 Homeowner's exemption	$29,090 Land $5,430 Building $23,660	$83,110 Land $15,500 Building $67,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Poland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Poland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Poland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures