645 Pine Tree Dr, Mount Vernon, IN 47620 Property Records

Posey County property record for 645 Pine Tree Dr, Mount Vernon, IN 47620

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 1,080 sqft · built 1981
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on Record
Last Sale$80,800 (Jun 2021)
Tax Bill$612 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN65-16-25-200-007.010-010

Property Details

APN / Parcel Number

Primary APN65-16-25-200-007.010-010
Alternative APNs
  • 00395355822
  • 0110027800

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1986
Construction TypeBrick
Roof MaterialAsphalt
Lot Area30,928 sqft (0.71 acres)
Garage TypeMixed
Garage Area484 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area200 sqft
Lean-To200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00395355822
Street Address645 PINE TREE DR
CityMOUNT VERNON
StateIN
Zip47620-8757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPT NE NW FRAC 25-7-14 .71A. MP 333-007-07- - -
JurisdictionPOSEY IN
Township / Civil DivisionPOINT
Census Block Group3
Census Block3097
Census Tract40500

Owner

Source: Posey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 PINE TREE DR, MOUNT VERNON, IN 47620-8757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2021 · Amount on Record
Deed SaleJun 4, 2021 · Amount on Record
Deed Document Number20212488
Prior Transfer DateMay 25, 2021
Prior Transfer Doc0000002488
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOSEY IN
Recording DateJun 4, 2021
Property Address645 PINE TREE DR, MOUNT VERNON, IN 47620-8757
Document Number202102488
Instrument DateMay 25, 2021
Instrument202102488
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address645 PINE TREE DR, MOUNT VERNON, IN 47620-8757

Mortgage

Document Number202102489
DateJun 4, 2021
Instrument202102489
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.62%
IndexOther
Margin3
Max Rate7.62%

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyPosey County
County SubdivisionPoint Township
Unified School DistrictMount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$612.00 (-6.28%) Homeowner's exemption$119,400 (+15.25%) Land $12,100 Building $107,300$119,400 (+15.25%) Land $12,100 Building $107,300
2024$653.00 (+21.15%)
2023$539.00$103,600 (+8.25%) Land $10,700 Building $92,900$103,600 (+8.25%) Land $10,700 Building $92,900
2022$95,700 Land $10,700 Building $85,000$95,700 Land $10,700 Building $85,000
2021$91.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims70 (1990–2025)
Claims Outside the SFHA7 of 70
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And, May 2011 · 35 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 8 claims
  • Severe Storms And Flooding, Mar 1997 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Watch TV
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Tree Dr

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