Pinellas County property record for 645 Pine St, Safety Harbor, FL 34695
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 2005 |
| Lot Size | 0.131 acres (5,715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Aug 2026) |
| Tax Bill | $1,625 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-762-5033-1 |
| Primary APN | C62-000-762-5033-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 2,062 sqft |
| 1st Floor Area | 1,364 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,715 sqft (0.131 acres) |
| Lot Dimensions | 134 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R34283 |
|---|---|
| Street Address | 645 PINE ST |
| City | SAFETY HARBOR |
| State | FL |
| Zip | 34695-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON SQUARE BLK 2, LOT 10 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 4 |
| Legal Subdivision | WASHINGTON SQUARE |
| Legal Tract | 95040 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 26816 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 PINE ST, SAFETY HARBOR, FL 34695-2944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL |
| Jan 22, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Dec 28, 2005 · Amount on File |
| Deed Document Number | 2026228419 |
| Deed Book / Page | 23673 / 352 |
| Prior Transfer Date | Jan 16, 2024 |
| Prior Transfer Doc | 0226840032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 25, 2026 |
| Property Address | 645 PINE ST, SAFETY HARBOR, FL 34695-2944 |
| Document Number | 0000228419 |
| Book / Page | 23673 / 352 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026228419 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 PINE ST, SAFETY HARBOR, FL 34695-2944 |
| Investor | Possibly a Property Investor |
| Document Number | 0000228420, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026228420 |
| Name | AMERICAN FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 22, 2024 |
| Property Address | 645 PINE ST, SAFETY HARBOR, FL 34695-2944 |
| Document Number | 0226840032 |
| Book / Page | 22684 / 32 |
| Map Reference | MB 4 PG 32 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024016682 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 PINE ST, SAFETY HARBOR, FL 34695-2944 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 645 PINE ST, SAFETY HARBOR, FL 34695-2944 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Safety Harbor City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 (+6.91%) | $139,757 (+5.99%) | $383,010 (+23.3%) Land $119,078 Building $263,932 |
| 2024 | $1,520.00 (-3.06%) | ||
| 2023 | $1,568.00 (+3.77%) Homeowner's exemption | $131,862 (+3%) | $310,641 (+20.31%) Land $112,634 Building $198,007 |
| 2022 | $1,511.00 Homeowner's exemption | $128,021 | $258,190 Land $94,414 Building $163,776 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 7 (1985–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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