645 Pine St, Monterey, CA 93940 Property Records

Monterey County property record for 645 Pine St, Monterey, CA 93940 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,001 sqft · built 2017
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on File
Last Sale$767,000 (Dec 2016)
Tax Bill$10,983 (2025)
Deeds & MortgagesFeb 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN001-116-019-000

Property Details

APN / Parcel Number

Primary APN001-116-019-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,001 sqft Living Area
Gross Area1,555 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleOther
Construction TypeWood
Lot Area5,850 sqft (0.134 acres)
Garage TypeAttached
Garage Area559 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address645 PINE ST
CityMONTEREY
StateCA
Zip93940-1333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERRMANNS NEW MONTEREY LOT 9 BLK 33 R/W & EXC R-W
Legal SubdivisionHERRMANNS NEW MONTEREY
Legal Block33
Legal Lot Number9
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1012
Census Tract12503

Owner

Source: Monterey County records · APN 001-116-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address645 PINE ST, MONTEREY, CA 93940-1333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2016 · Amount on Record
Deed SaleDec 06, 2016 · Amount on Record
Prior SaleJun 27, 2005
Deed Document Number2016074335
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address645 PINE ST, MONTEREY, CA 93940-1333
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005682
DateFeb 04, 2020
Instrument2020005682
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 04, 2050

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,983.00 (+10.49%)$946,667 (+4.04%) Land $483,574 Building $463,093
2023$9,940.00 (+1.4%)$909,909 Land $464,798 Building $445,111
2022$9,803.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530125031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 763 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
RazzolinkFixed Wireless (unlicensed)500 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Optimum Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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