645 Pierce St, Gary, IN 46402 Property Records

Lake County property record for 645 Pierce St, Gary, IN 46402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,894 sqft · built 2005
Lot Size0.128 acres (5,619 sqft)
OwnerIndividual Name on File
Tax Bill$1,237 (2024)
Flood ZoneZone X (minimal risk)
APN001-25-44-0125-0013

Property Details

APN / Parcel Number

Primary APN001-25-44-0125-0013
Alternative APNs
  • 45-08-04-335-011.000-004
  • 254401250013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,894 sqft Living Area

Exterior

Year BuiltBuilt 2005
Construction TypeWood
Roof MaterialAsphalt
Lot Area5,619 sqft (0.128 acres)
Lot Dimensions125 ft deep x 45 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-44-0125-0013
Old Parcel Number254401250013
Street Address645 PIERCE ST
CityGARY
StateIN
Zip46402-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY LAND CO'S 2ND SUB BLOCK 6 S.15FT OF LOT 11 & ALL LOT 12
Legal SubdivisionGARY LAND CO
Legal Block6
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2004
Census Tract12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lincoln Street Historic District
listed 2013 · 239 contributing resources · NRIS 13001012

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

645 Pierce St is owned and occupied by an individual who acquired it in October 2005.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address645 PIERCE ST, GARY, IN 46402-2142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2005
Deed SaleOct 5, 2005
Deed Document Number2005 087180
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,200 Land $7,300 Building $126,900$134,200 Land $7,300 Building $126,900
2024$1,237.00
2023$101,100 (-3.35%) Land $7,100 Building $94,000$101,100 (-3.35%) Land $7,100 Building $94,000
2022$1,246.00 Homeowner's exemption$104,600 Land $4,500 Building $100,100$104,600 Land $4,500 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Pierce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Pierce St

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