645 Penn St, Reading, PA 19601 Property Records

Berks County property record for 645 Penn St, Reading, PA 19601

Property Summary

Property TypeCommercial Office
Details67,395 sqft · built 1978
Lot Size0.71 acres (30,928 sqft)
OwnerCompany Name on Record
Last Sale$1,700,000 (May 2015)
Tax Bill$48,005 (2026)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN5307-84-80-7391

Property Details

APN / Parcel Number

Primary APN5307-84-80-7391
Alternative APNs
  • 07-5307-84-80-7391
  • 07063705
  • 063705

Interior

Units39 Units
Stories5 Stories
Building Area67,395 sqft Gross Area
1st Floor Area16,695 sqft
Basement Area15,371 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialConcrete
Lot Area30,928 sqft (0.71 acres)
View / LotCentral Business District

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07063705
Street Address645 PENN ST
CityREADING
StatePA
Zip19601-3543
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal Block80
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group3
Census Block3011
Census Tract100

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address50 N 5TH ST, READING, PA 19601-3417
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2015 · Amount on Record
Deed SaleMay 29, 2015 · Amount on Record
Prior SaleSep 2, 2011 · Amount on Record
Deed Document Number201517757
Prior Transfer DateFeb 25, 2009
Prior Transfer Doc0000007459
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address645 PENN ST, READING, PA 19601-3543
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyCONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 PENN ST, READING, PA 19601-3543

Mortgage

Document Number0000000569
DateJan 6, 2023
Instrument2023000569
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,005.00 (+6.63%)$1,700,500 (-) Land $404,600 Building $1,295,900$404,600 (-76.21%) Land $404,600
2024$45,019.00$1,700,500 Land $404,600 Building $1,295,900
1994$1,700,500 Land $404,600 Building $1,295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Penn St

Nearby Streets

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