645 Pemberton Dr, Anna, TX 75409 Property Records

Collin County property record for 645 Pemberton Dr, Anna, TX 75409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,249 sqft · built 2020
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Tax Bill	$7,203 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12084-0JJ-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-12084-0JJ-0120-1`
Alternative APN	`2814457`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	2,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	437 sqft
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2814457
Street Address	645 PEMBERTON DR
City	ANNA
State	TX
Zip	75409-0407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST CROSSING PHASE 9 (CAN), BLK JJ, LOT 12
Legal Subdivision	WEST CROSSING PHASE 9 (CAN)
Legal Phase	9
Legal Block	JJ
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2000
Census Tract	30204

Owner

645 Pemberton Dr is owned and occupied by an individual who acquired it in October 2020.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	645 PEMBERTON DR, ANNA, TX 75409-0407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HIGHLAND HOMELOANS LLC
Oct 9, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HIGHLAND HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020
Deed Sale	Oct 9, 2020
Deed Document Number	20201009001750790
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	645 PEMBERTON DR, ANNA, TX 75409-0407
Document Number	0001750800
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PEMBERTON DR ANNA TX 754090407, ANNA, TX 75409-0407

Mortgage

Document Number	0001750800
Date	Oct 9, 2020
Instrument	1750800

Lender

Name	HIGHLAND HOMELOANS LLC
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 9, 2020
Property Address	645 PEMBERTON DR, ANNA, TX 75409-0407
Document Number	0001750790
Instrument Date	Oct 8, 2020
Instrument	1750790
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PEMBERTON DR ANNA TX 754090407, ANNA, TX 75409-0407

Mortgage

Document Number	1750800
Date	Oct 9, 2020
Instrument	1750800

Lender

Name	HIGHLAND HOMELOANS LLC
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Mortgage

Document Number	1750810,
Date	Oct 9, 2020
Instrument	1750810

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Anna City
County	Collin County
Unified School District	Anna Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,652 Land $105,000 Building $323,652	$428,652 Land $105,000 Building $323,652
2024	$7,203.00
2023		$466,517 Land $105,000 Building $361,517	$466,517 Land $105,000 Building $361,517
2022	$7,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Pemberton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Pemberton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNA serves 23,960 people · EPA ID TX0430027
Water Source	Purchased surface water from GREATER TEXOMA UTILITY AUTHORITY
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100

May also be available: Hotwire Communications, Nextlink, Verizon.

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