645 Palmetto Loop, Glendale, KY 42740 Property Records

Hardin County property record for 645 Palmetto Loop, Glendale, KY 42740

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,046 sqft · built 2005
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Apr 2021)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	Sep 2005 Mortgage Mar 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-20-01-025`

Property Details

APN / Parcel Number

Primary APN	`223-20-01-025`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	30,013 sqft (0.689 acres)
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	645 PALMETTO LOOP
City	GLENDALE
State	KY
Zip	42740-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW VIEW SUBD LT 36
Legal Subdivision	MEADOW VIEW SUBD
Legal Block	1
Legal Lot Number	36
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	2
Census Block	2011
Census Tract	1603

Owner

645 Palmetto Loop is owned and occupied by two individuals who bought it in April 2021.

Source: Hardin County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 PALMETTO LOOP, GLENDALE, KY 42740-8335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Mar 12, 2008	Deed of Trust, Mortgage PNC BANK NA
Apr 15, 2021	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Jun 28, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Book / Page	1509 / 1096
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	645 PALMETTO LOOP, GLENDALE, KY 42740-8335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001519/558
Date	Sep 13, 2005
Book Page	1519/558

Lender

Name	FIRST FSB
Type	Bank
Address	ELIZABETHTOWN, KY 42702

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 12, 2010

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	645 PALMETTO LOOP, GLENDALE, KY 42740-8335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001766/199
Date	Mar 12, 2008
Book Page	1766/199

Lender

Name	PNC BANK NA
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2018

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 15, 2021
Property Address	645 PALMETTO LOOP, GLENDALE, KY 42740-8335
Document Number	01509/1096
Book / Page	1509 / 1096
Map Reference	CAB 1 SH 1814
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 HUNSET MILL LN, PELHAM, AL 35124-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	645 PALMETTO LOOP, GLENDALE, KY 42740-8335

Mortgage

Document Number	0023741505
Date	Apr 15, 2021
Instrument	2374/1505

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 28, 2017
Property Address	645 PALMETTO LOOP, GLENDALE, KY 42740-8335
Document Number	001442/256
Book / Page	1442 / 256
Map Reference	MB 249 PG 200
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 THIMBLEGATE PL, 20, GLENDALE, KY 42740-8309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 HUSEET MILL LN, PELHAM, AL 35124

Tax Assessment & Valuation

The 2025 property tax bill for 645 Palmetto Loop was $1,660.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,660.00	$164,000 Land $15,000 Building $149,000	$164,000 Land $15,000 Building $149,000
2023		$164,000 Land $15,000 Building $149,000	$164,000 Land $15,000 Building $149,000
2021	$1,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Palmetto Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Palmetto Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmetto Loop

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