645 Palm Ave, Seaside, CA 93955 Property Records

Monterey County property record for 645 Palm Ave, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1946
Lot Size	0.094 acres (4,100 sqft)
Owner	Individual Name on Record
Last Sale	$496,000 (Aug 2018)
Tax Bill	$6,319 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`011-291-014-000`

Property Details

APN / Parcel Number

Primary APN	`011-291-014-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	4,100 sqft (0.094 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 PALM AVE
City	SEASIDE
State	CA
Zip	93955-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA DEL REY TR LOT 10 BLK 14
Legal Subdivision	VISTA DEL REY
Legal Block	14
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1051
Census Tract	14000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 PALM AVE, SEASIDE, CA 93955-4231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONSOLIDATED LENDERS
Aug 16, 2018	Grant Deed, Transfer CONSOLIDATED LENDERS
Oct 18, 2017	Quit Claim Deed, Transfer STEWART TITLE
Oct 19, 2017	Trustee's Deed, Foreclosure PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	201836047
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	0000058390
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	645 PALM AVE, SEASIDE, CA 93955-4230
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 PALM AVE, SEASIDE, CA 93955-4231

Mortgage

Document Number	0000023995
Date	May 24, 2022
Instrument	2022023995

Lender

Name	STG MORTGAGE INC
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	645 PALM AVE, SEASIDE, CA 93955-4230
Document Number	0000037315
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037315
Date	Aug 23, 2018
Instrument	37315

Lender

Name	CONSOLIDATED LENDERS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 16, 2018
Property Address	645 PALM AVE, SEASIDE, CA 93955-4230
Document Number	0000036047
Instrument Date	Jul 30, 2018
Instrument	36047
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$545.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 PALM AVE SEASIDE CA 939554231, SEASIDE, CA 93955-4231

Mortgage

Document Number	36048
Date	Aug 16, 2018
Instrument	36048

Lender

Name	CONSOLIDATED LENDERS
Type	Funding / Finance Company
Address	MONTEREY, CA 93942

Agreement

Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 18, 2017
Property Address	645 PALM AVE, SEASIDE, CA 93955-4230
Document Number	0000058390
Instrument Date	Oct 9, 2017
Instrument	58390
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PALM AVE SEASIDE CA 939554230, SEASIDE, CA 93955-4230

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 19, 2017
Property Address	645 PALM AVE, SEASIDE, CA 93955-4230
Document Number	0000058642
Instrument Date	Sep 21, 2017
Instrument	58642
Transaction Type	Foreclosure
Record Updated	Nov 23, 2017
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$599.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 910 MONTEREY CA 939420910, MONTEREY, CA 93942-0910

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$564,357 (+2%) Land $347,035 Building $217,322
2025	$6,319.00 (+8.33%)	$553,292 (+4.04%) Land $340,231 Building $213,061
2023	$5,833.00 (+1.39%)	$531,809 Land $327,020 Building $204,789
2022	$5,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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