645 Pace St, Gallatin, TN 37066 Property Records

Sumner County property record for 645 Pace St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1962
Lot Size	0.172 acres (7,500 sqft)
Owner	Owner Name on Record
Last Sale	$24,900 (Aug 2006)
Tax Bill	$569 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083113J H 00300`

Property Details

APN / Parcel Number

Primary APN	`083113J H 00300`
Alternative APN	`113J H 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1996
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	174 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 PACE ST
City	GALLATIN
State	TN
Zip	37066-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 1 PAGE: 58 BLOCK: A LOT: LIST SUBD: CLEARVIEW HTS. NO. 3
Legal Subdivision	CLEARVIEW HTS. NO. 3
Legal Block	A
Legal Lot Number	IST
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	3
Census Block	3033
Census Tract	20800

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	645 PACE ST, GALLATIN, TN 37066-2167
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2006 · Amount on Record
Deed Sale	Aug 7, 2006 · Amount on Record
Prior Sale	Mar 13, 2006 · Amount on Record
Deed Document Number	804939
Deed Book / Page	2564 / 085
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	645 PACE ST, GALLATIN, TN 37066-2167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046790550
Date	Jan 22, 2018
Book Page	4679/550
Instrument	1221023

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2033

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	645 PACE ST, GALLATIN, TN 37066-2167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050340329
Date	Sep 20, 2019
Book Page	5034/329
Instrument	1283544

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$569.00 (+8.8%)	$40,075 (+133.67%) Land $13,750 Building $26,325
2024			$160,300 (+133.67%) Land $55,000 Building $105,300
2023	$523.00 (-0.38%)	$17,150 (-) Land $11,600 Building $5,550
2022	$525.00	$17,150 Land $11,600 Building $5,550
2021			$68,600 Land $46,400 Building $22,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2016–2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Connect.

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