Ramsey County property record for 645 Orange Ave W, Saint Paul, MN 55117
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,251 sqft · built 1940 |
| Lot Size | 0.122 acres (5,310 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Apr 2024) |
| Tax Bill | $5,310 (2024) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-23-44-0010 |
| Primary APN | 23-29-23-44-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 851 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Family Room | Family Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,310 sqft (0.122 acres) |
| Lot Dimensions | 118 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 537524 |
|---|---|
| Street Address | 645 ORANGE AVE W |
| City | SAINT PAUL |
| State | MN |
| Zip | 55117-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROGERS & HENDRICKS ACRE LOTS SUBJ TO ESMTS THE E 45 FT OF W 120 FT OF LOT 5 BLK 5 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | ROGERS & HENDRICKS ACRE LOTS |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30300 |
645 Orange Ave W is owned and occupied by an individual who bought it in April 2024.
Source: Ramsey County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 ORANGE AVE W, SAINT PAUL, MN 55117-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on File |
| Deed Sale | Apr 12, 2024 · Amount on File |
| Prior Sale | Aug 29, 2012 · Amount on File |
| Deed Document Number | 20245021965 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 12, 2024 |
| Property Address | 645 ORANGE AVE W, SAINT PAUL, MN 55117-4138 |
| Document Number | 0A05021965 |
| Instrument Date | Apr 10, 2024 |
| Instrument | A05021965 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 ORANGE AVE W, SAINT PAUL, MN 55117-4138 |
| Document Number | 0A05021966 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | A05021966 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 645 ORANGE AVE W, SAINT PAUL, MN 55117-4138 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04990373 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | A04990373 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,300 Land $54,000 Building $267,300 | $321,300 Land $54,000 Building $267,300 | |
| 2024 | $5,310.00 (+5.36%) | ||
| 2023 | $5,040.00 Homeowner's exemption | $314,900 Land $54,000 Building $260,900 | $314,900 Land $54,000 Building $260,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Orange Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 645 Orange Ave W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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