645 Oakgrove Rd, Royal, AR 71968 Property Records

Garland County property record for 645 Oakgrove Rd, Royal, AR 71968

Property Summary

Property Type	Misc Structure / Fixture
Details	3 bd · 2 ba · 1,885 sqft · built 1970
Lot Size	20.4 acres (889,495 sqft)
Owner	2 Individual Names on Record
Tax Bill	$30 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`100-19151-000`

Property Details

APN / Parcel Number

Primary APN	`100-19151-000`
Alternative APNs	`1068752.0` `11900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,453 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	889,495 sqft (20.4 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	72 sqft
Utility Building	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 OAKGROVE RD
City	ROYAL
State	AR
Zip	71968-9780
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	PT W 1/2 NW
Legal Range	21W
Legal Township	03S
Legal Section	11
Legal Subdivision	11-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1005
Census Tract	11102

Owner

Source: Garland County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 KENSINGTON ST, PEARCY, AR 71964-6000
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC
Sep 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 14, 2007
Transfer Doc	0028340987
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Oct 21, 2024
Property Address	645 OAKGROVE RD, ROYAL, AR 71968-9780
Document Number	0046970092
Book / Page	4697 / 92
Instrument Date	Oct 15, 2024
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 KENSINGTON ST, PEARCY, AR 71964-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 OAKGROVE RD, ROYAL, AR 71968-9780

Mortgage

Document Number	0046970097
Date	Oct 21, 2024
Instrument	4697-0097

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	Sep 6, 2022
Property Address	645 OAKGROVE RD, ROYAL, AR 71968-9780
Document Number	0044840662
Book / Page	4484 / 662
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, ROYAL, AR 71968-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MEADOW HILL CT, HOT SPRINGS NATIONAL PARK, AR 71913-9056

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30.00 (-96.19%)	$680 (-98.15%) Land $500 Building $180
2023	$787.00	$36,790 Land $11,590 Building $25,200	$3,400 Land $2,500 Building $900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Wireless ETC.

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