645 Oak St, Potlatch, ID 83855 Property Records

Latah County property record for 645 Oak St, Potlatch, ID 83855

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Tax Bill$1,394 (2025)
Deeds & MortgagesMar 2019 Mortgage
APNRPP15200240090

Property Details

APN / Parcel Number

Primary APNRPP15200240090

Location & Zoning

Street Address645 OAK ST
CityPOTLATCH
StateID
Zip83855-0359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOTLATCH BLK 24 LOT 9
Legal Block24
Legal Lot Number9
JurisdictionLATAH ID
Township / Civil DivisionPOTLATCH
Census Block Group3
Census Block3034
Census Tract5500

Owner

645 Oak St is owned and occupied by an individual who acquired it in December 2012.

Source: Latah County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 62, POTLATCH, ID 83855-0062
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2012
Deed SaleDec 5, 2012
Prior SaleFeb 27, 2012
Deed Document Number555377
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address645 OAK ST, POTLATCH, ID 83855-0359
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLATAH COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number597537
DateMar 20, 2019
Instrument597537
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 645 Oak St was $1,394 with a homeowner's exemption.

Source: Latah County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyLatah County
MunicipalityPotlatch City
Unified School DistrictPotlatch School District 285 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,394.00 Homeowner's exemption$270,754 Land $31,500 Building $239,254$270,754 Land $31,500 Building $239,254
2023$1,272.00 Homeowner's exemption$270,754 Land $31,500 Building $239,254$270,754 Land $31,500 Building $239,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 645 Oak St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POTLATCH
serves 812 people · EPA ID ID2290030
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Airbridge Broadband
Fixed Wireless · not low latency
300 / 300
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Oak St

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